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New car loan rates as low as 1.99% APR**
Apply online now

Flexible and Affordable Home Equity Loans


Thanks to rising home values, you may have available equity. Now's the time to put that equity to use with a UCU Home Equity Loan.

We offer several loan choices and now you can borrow up to 90% CLTV.1
Get more details!


 
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CDs (as APY*)
New Car Loan**
Used Car Loan
Home Equity Line of Credit
Personal Line of Credit
Computer Loan
Platinum MasterCard
Home Mortgages
to 0.30%
1.99%
2.49%
3.25%
6.83%
9.95%
7.11%
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MoneyMix - For Young Adults
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Computer Purchase Loans
Car Loans

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This credit union is federally insured by the National Credit Union Administration.
This credit union is federally insured by the National Credit Union Administration.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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*APY = Annual Percentage Yield.

**APR = Annual Percentage Rate. New and used car purchases up to 125% financing based on certain model years. Rate effective 4/01/14 and is subject to change without notice. APR quoted includes a discount for automatic repayment. If automatic payment not used, 0.50% will be added to the loan rate. Monthly payment per $1,000 for a 60-month term at 1.99% APR = $17.52. Monthly payment per $1,000 for a 60-month term at 2.49% APR = $17.75. The actual rate, length of repayment and amount financed you may receive is determined by a combination of factors, including credit qualifications, credit score, loan amount, collateral, down payment and terms. Rate maximum can be 18.00% APR, depending on credit review. Loans issued subject to credit review. Loans available only to members residing in California, and for vehicles registered in California. Maximum amount for any vehicle loan: $75,000. Other rates and terms available. Call for details.

Share Certificate (CD) rate in rate chart is for a $100,000 minimum deposit, for a term of 1 year. There may be penalties for early withdrawal. Rates are subject to change without notice.

The Home Equity Line of Credit Loan rate quoted is an introductory rate for 12 months. At the end of the introductory rate period, the rate will convert to the non-discounted variable annual percentage rate schedule, currently at 5.00% APR (and, based on this rate, has a maximum rate of 11.00% APR) for 70% Combined Loan-to-Value (CLTV). Click here to see other loan limits, terms and rates available. Some restrictions may apply. Rates subject to change quarterly. Call for full details.

1 Maximum 90% Combined Loan-to-Value (CLTV). Loan limits, terms and rates vary on all home equity loans.