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Tips for ATM Cardholders Traveling Internationally

If your travels will take you out of the country and you plan on using your University Credit Union ATM card, please read the following:

  • Notify University Credit Union before traveling internationally. Advance notification will help ensure that legitimate transactions are approved.


  • Memorize your ATM card Personal Identification Number (PIN). Memorizing your PIN will help you easily obtain cash from local ATMs. CAUTION: For security reasons, never write your PIN on your card.


  • Check your expiration date: Make sure your ATM card will not expire while you are away.


  • Keep your ATM card account number and UCU's telephone number (310-477-6628 ext. 1) in a safe place, separate from your wallet or handbag in case your card is lost or stolen.


  • Use the networks that are shown on the back of your ATM card.


  • In many countries, especially Europe, the primary account is the checking account. As a result, you may not be given the option to withdraw funds from your savings account, since the checking account is assumed. If you only have a savings account, you may not be able to use your ATM Card internationally.

  • Check UCU's Schedule of Fees and Charges for foreign ATM Transaction Fees.


  • If you have any further questions, please contact a UCU Representative at 310-477-6628 ext. 1.

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    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    University Credit Union is an Equal Housing Lender.
    University Credit Union is an Equal Housing Lender.

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