UCU members have access to the CO-OP ATM Network to give you thousands of surcharge-FREE and transaction charge-FREE ways to access your money (Find a CO-OP Network ATM near you). It's just another way we're trying to give you and your fellow members even greater convenience when it comes to banking at UCU. The power of the CO-OP Network gives you preferred treatment at thousands of easy-to-find locations:

• Just look for the CO-OP Network logo - This friendly mark is like a "welcome mat" for your UCU ATM Card. Just look for it at any of over 25,000 ATM locations.
  
  
• Surcharge-FREE withdrawals and transaction charge-FREE - You don't have to settle for paying surcharge fees at a store or unCO-OPerative bank and you can avoid transaction charges when using a non-UCU-owned ATM. With our partner CO-OP Network, you can withdraw cash without paying a surcharge. (A surcharge is a fee that the owner of the ATM imposes on a user. ATMs that surcharge should have a warning screen appear before the completion of the transaction to notify each user of an impending surcharge. Surcharges are not the same as transaction fees. University Credit Union's $.85 transaction fee for cash withdrawals at CO-OP Network ATMs will be waived. Transaction charges at non-UCU ATMs still applies [ATMs not operated by UCU and ATMs not on the CO-OP Network], as described in your disclosure statement).
  
  
• Safe and timely deposits - For even greater convenience, ATMs at participating credit unions will also accept surcharge-free and transaction charge-FREE deposits to your UCU accounts. You'll receive a (ATM) receipt of your deposit just like at a UCU branch. Just make a note … deposits made in participating CO-OP ATMs may not be available for immediate withdrawal, and will generally be available for withdrawal two business days following the date of deposit. For more details, please contact a UCU representative.
  
  
• Find an ATM, it's just a click away! - To find the nearest CO-OP Network ATM to your home, work - or wherever - just visit the ATM locator at the CO-OP. Just punch in your city, state and/or zip code, and you'll get a full listing, even driving directions! Click here for locations of UCU-operated ATMs.

Wherever you go, UCU is there to save you time and money - especially with over 25,000 Surcharge-FREE and transaction charge-FREE ATMs. If you need more information, call (310) 477-6628, ext.1 (during normal business hours) or drop by our branch.

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