Interest Checking

Surcharge-free and transaction charge-free cash withdrawals at CO-OP ATMs

Choose UCU's Interest Checking Account if you prefer to maintain a high balance in your Checking Account. Earn interest and enjoy the convenience of unlimited transactions at UCU ATMs and telephone and online banking. You can also take advantage of the many other benefits of this Account.

Interest based on daily balance¹
Monthly Fee of $5 (waived with Average Daily Balance of $3,000 per month)
Free ATM / VISA Check Card (no monthly fees)
Unlimited, free transactions at UCU-operated ATMs
3 Free network ATM withdrawals, per calendar month**
Withdrawal access to funds through national ATM networks: CO-OP Network surcharge-free withdrawals*, Cirrus**, Star** and Accel/Exchange**
Deposit access available at CO-OP Network ATMs
Unlimited, free Point of Sale transactions
Unlimited, free VISA Check Card transactions
Unlimited, free online Banking with Home Branch
Web Bill Pay service: pay bills online whenever you want
Free Fone-Teller Service
View copies of cleared checks through Home Branch (up to 6 months of checks available)
eStatements: retrieve your account statements online
2 Free Money Orders per month
1 Free Cashier's Check per month
1/2 price American Express Travelers Cheques purchases
Online Check Reordering
2 free copies of paid checks per month
Overdraft Protection Loan option
Direct Deposit

¹Dividends paid monthly for the days on which the balance equals or exceeds $1,000.
*There are no non-UCU ATM transaction fees or ATM surcharges on CO-OP Network ATM transactions.
**Surcharges not waived on these networks and UCU transaction fee applies.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.

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For more information, please e-mail us or call (310) 477-6628.