A credit line for checks!
Qualified borrowers may take advantage of Overdraft Protection Option; a special line of credit which protects your good credit rating by covering NSF (Non-Sufficient Funds) items. The Overdraft Protection Line of Credit automatically advances funds to cover a check posting to your account, up to the pre-approved limit. Or, if you spot a bargain, Overdraft Protection Option enables you to write a draft for the needed amount... it will be covered automatically, up to the credit limit! Apply online now (select Personal Line-of-Credit on the loan application).
Automatic Paycheck Direct Deposit
Enjoy the convenience of Direct Deposit when the net amount of your paycheck is posted automatically to your UCU Checking Account. Funds are available on payday, saving the time, gas and effort of making deposits in person!
Other checks which may be deposited via Direct Deposit include federally-recurring checks, such as Social Security; and certain corporate payroll checks, utilizing electronic funds transfer. Your joint account owner may also deposit directly to his or her UCU account. Ask your company's Payroll Department for details.
