Did you finance a new 2006 to 2008 model year car purchased from a dealer with a loan from a dealer or bank? Did you finance that car at a rate higher than 5.75% APR*?
UCU will give you a 2nd chance to get a lower rate with a car loan refinance. We'll convert your current non-UCU car loan to our low rate as if it were initially financed at the credit union. As long as the new car you purchased was a 2006 to 2008 model from a dealership, we can easily make the switch. Calculator: Benefits of refinancing.
We make refinancing a breeze, because we
don't require an appraisal. To get started, all we need is a copy of the original purchase contract and your current lender and account information to pay off the loan. After we fund your new loan, we can even sign you up for convenient payroll deduction so you won't have to worry about mailing another payment again. If we're paying off a lease, we may need you to bring in the car to verify the odometer reading.
If you have a car you purchased that is either a
new car older than a 2006 model or a used car of any year model from a dealer or private party, UCU can still perform a refinance. You can still get one of UCU's great rates, depending on the year of the car (see the rate chart under Used Cars for details). A refinance will depend on the value of the car. Please speak with a Loan Representative for details.
Submit your loan application now so we can
start your refinance! We give you four convenient ways to apply for
your loan:
- Web Loan Application
- By phone during regular business hours
(310) 477-6628, ext. 1
- Paper Application; call (310) 477-6628, ext. 1
or visit our office to request an
application
* Annual Percentage Rate.
