Computer Purchase Loans

Low finance rates for home or school computer purchase
Don't use your high rate credit card to buy your computer! Finance 100% of your computer purchase with UCU at the low 9.95% annual percentage rate (APR) for up to 60 months! A system selling for $2,000 would have payments of only$42 per month if repaid over 60 months. You can also set the loan to repay faster (for example, you can choose a 36-month term) or go to the maximum 60 months. Compare this loan versus sample credit cards.

You can buy your new computer from any computer store. Once you are approved for the Computer Loan, UCU can finance hardware, software and other items like printers, scanners and CD burners, up to a loan amount of $10,000!

If you purchased your computer within the last 60 days, bring us the receipt and we'll loan you the amount of your purchase! Use the loan amount to pay off the original credit card bill or if you used your savings or a student loan, replenish your account with the purchase amount.

Save with a UCU Computer Loan

We've calculated the payment on a computer purchase using a few credit card plans and then using the UCU Computer Loan. Check out the monthly payments and how much you can save, then apply for your Computer Loan.

	UCU Computer Loan	Credit Card #1	Credit Card #2
Interest Rate	9.95% APR	18% APR	21% APR
Monthly Payment	$50	$59	$62
Interest Paid	$423	$820	$973
YOU SAVE!		$397	$550

Based on a $2,000 loan amount and a 48-month repayment term. Repayment terms available from 1 to 5 years.

Getting the Loan and the Computer

To get this going, you first need to know what computer and extra equipment you want to buy. UCU will finance purchases made through UCLA's KST Data Program, the UCLA Computer Store, or different online or in-store locations. Then, apply for your Computer Loan. Once you have been contacted by a credit union employee, we will arrange to get all the papers together. Then, if approved, we'll work out the loan signing part to finish your request!

Disclaimer: All loans, except Federal Student Loans, are available only to members residing in California. Rates are subject to change without notice. Loan issued subject to credit review. Contact UCU for complete details.

Applications:

Apply for your consumer loan on-line!

Join UCU on-line!

Check these out:

Accounts for Students!

Federal Student Loans!

Get a UCU MasterCard!

For more information, please e-mail us or call (310) 477-6628.