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Equity Advantage Personal Loan

If you have equity in your home, use it to your advantage! Get a UCU Equity Advantage Personal Loan and use the money to consolidate your high-interest credit card bills or make much needed home improvements. The Loan is secured against your house or condominium!

There are potential tax advantages with the Equity Advantage Loan. You may be able to deduct the interest on this loan because there will be a lien on the property. Please consult with your tax advisor for your specific situation.

With UCU's low rates, you have the potential to save a lot of money in interest costs! Get your application started. The loan features:
  • Low rates!
  • No points!
  • No appraisal!
  • No application fee!
  • No pre-payment penalties!
  • Quick turnaround!

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation
An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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For more information, please e-mail us or call (310) 477-6628.