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Platinum MasterCard Extras

UCU's Platinum and Gold MasterCard comes with the following features. Please see the MasterCard Guide to Benefits for full coverage information and details. Coverage is renewed annually and may change. To obtain a copy of the MasterCard Guide to Benefits, please e-mail UCU to request this brochure.

Purchase Assurance Coverage

Platinum and Gold MasterCard cardholders can benefit from the security and safety offered through Purchase Assurance, an insurance program. If something you bought with your Platinum or Gold MasterCard card is damaged or stolen within 90 days of purchase, chances are, you're protected. Most new purchases are covered against theft or damage for a full 90 days from the date of purchase.

MasterRental® Insurance Coverage

MasterRental is a smart way to save when you rent a car for 15 consecutive days or less. MasterRental is an insurance program. MasterRental will pay for covered damages up to $50,000 for which the cardholder or any other authorized driver are legally responsible to the rental agency on a secondary basis.

MasterAssist Travel Assistance Services

Travel Assistance Services is your guide to many important services you might need when you travel around the world. Travel Assistance benefits have been designed to assist you or your travel companions in almost any situation when you're traveling 50 miles or more from home. This is reassuring, especially when you are visiting a place for the first time or do not speak the language. Enrollment is automatic and the assistance service is free to Platinum and Gold MasterCard cardholders. Call 1-800-MC-ASSIST.

Master RoadAssist® Roadside Service
(Available while traveling in the United States only)

If your car breaks down on the road, just call the MasterCard Assistance Center at 1-800-MC-ASSIST and tell them where you are. They will send someone to the rescue. This is not only reassuring, but it may also save you money because fees for many services (jump-starts, towing, gas delivery, tire changes) are pre-negotiated. Road service fees will be automatically billed to your Platinum or Gold MasterCard account.

These explanations of benefits are meant to highlight coverage and is not a complete description of coverage. Complete coverage details are available in the Guide to Benefits or by calling 1-800-MC-ASSIST.


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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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