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Personal Loan and Line-of-Credit Loan

Get financially fit!
Cut the fat and get financially fit!
If you have credit card balances with high rates and full repayment that is not in the foreseeable future, then you should consider the UCU Personal Loan and Personal Line-of-Credit Loan.

These loans are perfect for specific purposes like consolidating your credit card balances to a lower rate, repairing your car and fixing up your home with upgrades or new furniture. These loans are versatile because they can be used for just about anything you choose!

Personal Line-of-Credit Loan:
  • 5.95% APR, variable rate
  • No application fee or annual fee
  • Payments based balance
  • Borrow as little as $500!
  • Line of Credit ready to use when you are! No cost until the funds are disbursed!
  • Self service: Use Home Branch or Fone-Teller to transfer funds to your UCU account when you need them.
  • Convenient online application!

Personal Loan:
  • 9.95% APR, fixed rate
  • Payments can be based on a 60-month repayment term
  • No application fee or annual fee
  • Borrow as little as $500!
  • One-time disbursement
  • Convenient online application!



Disclaimer: All loans are available only to members residing in California. Rates are subject to change without notice. Loan issued subject to credit review. Contact UCU for complete details.

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For more information, please e-mail us or call (310) 477-6628.