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Peace of Mind for your car!

UCU offers two protection products aimed to give you peace of mind with your car, in case of a mechanical breakdown, or if your car is totaled in an accident or stolen.

Mechanical Breakdown Insurance (MBI)

When your manufacturer's warranty on your car expires, you still want your car to be protected. These days, we take care of our cars to ensure they will last longer, so it is vital to have the extra protection. With MBI, most costly repairs, including engine overhaul/replacement, transmission overhaul/replacement, fuel pump and radiator, are covered. You can also get car rental benefits and other important extras. The program is fully underwritten by one of the largest insurance companies in the United States. For more information about MBI, please contact a UCU Loan Representative.

GAProtection

In the event that your new or used car is stolen or totaled in an accident, will your insurance company reimburse you for the full value of the car? Probably not. Typically, insurance pays the market value of a car, which is not necessarily the loan amount. With GAProtection, you can be assured a total loan payoff. GAP will cover the difference between what the insurance company pays and the outstanding loan balance. GAProtection can only be purchased at the time of financing. Coverage costs can be included in the initial loan amount, so you have no out-of-pocket expenses. Ask a UCU Loan Representative about GAProtection today!

Contact a UCU Loan Representative at (310) 477-6628, extension 1.



Disclaimer: All loans are available only to members residing in California. Rates are subject to change without notice. Loan issued subject to credit review. Contact UCU for complete details.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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For more information, please e-mail us or call (310) 477-6628.