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Home Equity Loan (Second Trust Deed)

Put the equity in your home to good use by consolidating higher interest debt, making home improvements, paying for college, purchasing your dream vehicle and much more. Plus, the interest you pay is generally tax deductible (consult your tax advisor).

70% Combined Loan-to-Value

  • One-time loan advance up to $150,000
  • Same low, fixed rate and monthly payment
  • Low closing costs
  • Variety of repayment terms available

90% Combined Loan-to-Value

  • One-time loan advance up to $50,000
  • Fixed rate
  • Low closing costs

Get started today. Check out our current rates, complete the online Pre-Qualification Application or call a Real Estate Loan Representative at (310 477-6628, ext 2304.


Some restrictions may apply. Total funds are disbursed at one time. All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses). Rates are subject to change without notice. Loans issued subject to credit review.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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Loan Services

Applications:

Home Equity Loan pre-qualification application

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For more information, please e-mail us or call (310) 477-6628.