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Home Equity Loan (Second Trust Deed)

Put the equity in your home to good use by consolidating higher interest debt, making home improvements, paying for college, purchasing your dream vehicle and much more. Plus, the interest you pay is generally tax deductible (consult your tax advisor).

  • One-time loan advance from $10,000 to $150,000
  • Same low, fixed rate and monthly payment
  • Low closing costs
  • Terms up to 20 years

Get started today. Check out our current rates, complete the online Pre-Qualification Application or call a Real Estate Loan Representative at (310 477-6628, ext 2304.

University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.


Some restrictions may apply. This loan is based on the home's available equity. Total funds are disbursed at one time. Certain Loan-to-Value (LTV) ratios apply. All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, or condos, townhouses or duplexes). Rates are subject to change without notice. Loans issued subject to credit review.

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Loan Services

Applications:

Home Equity Loan pre-qualification application

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For more information, please e-mail us or call (310) 477-6628.