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2nd Trust Deed & Home Equity Lines of Credit

Being a homeowner can be so advantageous, especially if you have built up equity in your house, townhouse, duplex or condominium. Use that equity to pay for home improvements, bill consolidation, or college tuition. At the same time, you can enjoy valuable tax deductions -- check with your tax advisor.
2nd Trust Deed Loan (Home Equity Loan)
If you need to borrow for a specific purpose, a fixed rate, fixed term Home Equity Loan may be your answer.
Home Equity Lines of Credit
UCU Home Equity Lines of Credit offer variable rate, revolving credit lines that allow you to borrow up to 90% of your available equity. With our Interest-Only Home Equity Line of Credit, you can also enjoy low, "interest only" monthly payments and free convenience checks for ready access.
Get more details about all of UCU's home equity loans or check out our current rates.
 University Credit Union is an Equal Housing Lender. |
Interest-Only Home Equity Line of Credit maximum loan amount for 75% CLTV Equity is $150,000 for houses, condos and townhouses. Home Equity Line of Credit maximum loan amount for 90% CLTV is $50,000 for houses, condos and townhouses.
Some restrictions may apply. All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, or condos, townhouses or duplexes). Loans issued are subject to credit review. Call for full details.
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