Car Loan Options

Whether you're looking for the latest model off the showroom floor, an economical hybrid or a low-cost pre-owned vehicle, we are here to help. We offer flexible rates and terms that can fit most budgets.

Low Loan Rates
UCU has great rates and terms for financing new and used car purchases.

Low Monthly Payments
Find out how a new or used car purchase can fit your budget by using our Loan Calculator.

Second Chance Financing If you purchased a new car with bank or dealer financing, but learned our rates are better, we now offer second chance financing. Apply within 90 days for the new car purchase and we'll see if we can refinance it at our low rates! Check out your potential cost savings with our Refinance Calculator.

Loan Application
Enjoy the convenience of applying for your loan online, by phone, by mail or at a branch.

Car-Buying Services
Here are some great contacts for buying a new or used car at a good price.

Kelley Blue Book Values
Get the latest values on a wide range of new or used cars through Kelley Blue Book

Take the Dealer's Rebate
It almost always works out best to take the dealers rebate and a UCU Loan, instead of the dealer's loan rate.

Protect Your Car
UCU can help you protect your car against surprise extra charges.Mechanical Breakdown Insurance (MBI), GAProtection and Payment Protection.

Have less than perfect credit?
Auto financing available to those with challenged credit. Learn more.

For questions on any of our auto loan services, speak with a UCU Representative at (310) 477-6628, ext. 1 or, if you prefer, send us an e-mail.