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Home Mortgage Loans
UCU has some options for a home purchase mortgage or refinance mortgage!
When you are ready to finance your mortgage, come to University Credit Union! We are here to help you whether you are buying a new home or want to refinance your current mortgage for one with a lower rate! We provide all the great benefits you've come to enjoy as a credit union member.
Mortgage Loan Options -- Whether you want a loan for a new home purchase or looking to reduce the interest rate on your current mortgage with a loan refinance, UCU gives you many mortgage loan options, including:
- Low Fixed and Variable Rates
- Conventional and Jumbo Loans
- "Cash Out" Loans
- Home Equity Loans
Variety of Repayment Terms -- Select repayment terms that are right for you:
Free Member Services UCU is here to help you save money when purchasing a home or with your budgeting needs:
- 25% Rebate on Real Estate Commissions through the Home Benefits Plus program when you buy or sell a house using their realty agencies.
- Free Budget & Debt Counseling when you use BALANCE, counselors who can give you advice and help get you on the right track so that you can purchase a house.
Apply Today! -- Start the application process or get more information:
Disclaimer: All loans, except First Mortgage and Income Property Loans, are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, or condos, townhouses or duplexes) in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino. The Income Property Loan is secured by real estate and is available on non-owner occupied dwellings (multi-unit residential property).
Some restrictions may apply. Rates are subject to change without notice. Loans issued subject to credit review.
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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government. |
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An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation. |
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University Credit Union is an Equal Housing Lender. |
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