Individual Retirement Accounts (IRA)

Map your retirement plans by using UCU IRAs!

Let a UCU IRA help guide your road toward retirement savings! You have until Monday, April 15, 2013 to open or contribute to a 2012 IRA. Or you can open a 2013 IRA if it makes better sense financially. In either case, this advanced planning will help generate income into your golden years.

Choose from these great options:

Traditional IRAs: Great for tax-deferred earnings

Roth IRAs: Take advantage of possible tax-free withdrawals, including earnings!

Contribution options:

Annual contribution limits: For the 2012 tax year, the contribution total can be up to $5,000* per year into your traditional or Roth IRA. For 2013 tax year, the contribution totals have increased to $5,500*.

Catch-up contributions: Members age 50 and over may now exceed the regular annual contribution by $1,000 for tax years 2012 and 2013!

Rollover options: If you are retiring or changing jobs, roll over your retirement funds to an IRA to avoid stiff withholding and tax penalties.

Earn interest with a variable or fixed rate Certificate Account.

*You must meet Internal Revenue Code eligibility requirements. Not intended to provide tax advice. Please contact a tax professional.

PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.

Applications:

Join UCU online!

Apply for a loan online!

Check this out:

Web-based investment information through TruStage

For more information, please e-mail us or call (310) 477-6628.