Individual Retirement Accounts (IRA)

Let a UCU IRA help guide your road toward retirement savings! This advanced planning will help generate income into your golden years.

Map your retirement plans by using UCU IRAs!

Choose from these great options:

Traditional IRAs: Great for tax-deferred earnings

Roth IRAs: Take advantage of possible tax-free withdrawals, including earnings!

Contribution options:

Annual contribution limits: For the 2011 and 2012 tax years, the contribution total can be up to $5,000* per year into your traditional or Roth IRA.

Catch-up contributions: Members age 50 and over may now exceed the regular annual contribution by $1,000 for tax year 2012!

Rollover options: If you are retiring or changing jobs, roll over your retirement funds to an IRA to avoid stiff withholding and tax penalties.

Earn interest with a variable or fixed rate Certificate Account.

*You must meet Internal Revenue Code eligibility requirements. Not intended to provide tax advice. Please contact a tax professional.

PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.

Applications:

Join UCU online!

Apply for a loan online!

Check this out:

Web-based financial services through MEMBERS' Financial Network

For more information, please e-mail us or call (310) 477-6628.