ATM Account Services

Surcharge-free and transaction charge-free cash withdrawals at CO-OP ATMs

University Credit Union provides convenient account access with our ATM services. All you need is a University Credit Union VISA Check Card or ATM card and an ATM Personal Identification Number (PIN).

Free UCU ATMs
You can withdraw cash, make deposits, transfer funds between accounts or make account inquiries, 24 hours a day, 7 days a week, at any one of our 21 ATMs at no charge.

CO-OP Surcharge-Free ATMs

Click for CO-OP ATM Network list for withdrawals Click for CO-OP Network list for deposits
Visit any of the more than 28,000 CO-OP Network ATMs, including 5,500 7-Eleven store locations where you can make cash withdrawals, review balances or transfer funds and 9,000 ATMs that will accept deposits. Best of all, your CO-OP ATM transactions are surcharge-free!

To find a CO-OP ATM near you --

Text your address, intersection or zip code to 692667 (MYCOOP) from any mobile phone.
Call (888) SITECOOP to access the voice ATM Locator
Go to UCU's online ATM Locator

Worldwide Access
Use your VISA Check Card or ATM Card to make cash withdrawals at over 100,000 ATMs across the country bearing the Cirrus®, Star®, Instant Teller® or Interlink® logo, (look for the logos on the back of your card). A surcharge may apply at some ATMs; check the ATM before use. And, with your VISA Check Card, you can also make point-of-sale purchases nationwide anywhere VISA is accepted.

ATM PIN
Your ATM or VISA Check Card PIN can only be used with our ATM service and may be a different number than that used for Home Branch and Fone-Teller.

If you wish to change your ATM access PIN and select your own number, just come into a branch. No appointment is necessary but be sure to bring your VISA Check Card or ATM card and valid identification (driver's license, ID card, employee ID or passport).

Safety Tips
Whenever you use an ATM, remember to always survey the area you will be entering to make your transaction. We have some helpful ATM safety tips.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.

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For more information, please e-mail us or call (310) 477-6628.