VISA Check Card is an ATM card and a "purchase" (debit) card, all in one ! You still get all the great benefits of UCU's ATM Access service. Plus, the VISA Check Card also allows you to make purchases using your checking account funds at merchants that accept VISA debit cards -- and there are no monthly fees for this debit card. The VISA Check Card has Checking Account convenience, with "credit card" ease of use.

Apply for yours today!
Switch at no extra cost.
There is no extra fee for upgrading to the VISA Check Card -- and there are no monthly fees for this debit card. You'll maintain your same ATM Access service at the same cost!
The VISA option.
Use your VISA Check Card like a charge card; except that the money comes from your Checking Account. The VISA logo gives you instant payment recognition.
It's easier than writing a check.
Just sign the slip and you're off! The VISA Check Card transaction is as simple as a "credit card" transaction.
A traditional check transaction can be long and clumsy: write out the date, the amount, "spell out" the amount, spell the merchant, make a memo, sign your name, verify phone number, show identification ... Tired? You'll probably want to use the VISA Check Card, instead of using cash or check.
"Sorry. No checks accepted"
And, you don't have cash! You want to pay in cash, not against a credit account! Use your VISA Check Card to pay with funds from your checking account.
Same great ATM Access
The VISA Check Card performs all the regular ATM card functions you now enjoy. You can use it at any UCU-operated ATM, at any CIRRUS, STAR or Instant Teller ATM or at any Interlink network point-of-sale terminal for store or gas station purchases.
Worldwide Access
UCU gives you ACCESS! Your VISA Check Card can be used at millions of merchant locations that accept Visa debit cards and thousands of ATM locations worldwide.
Traveling Internationally? See Visa Debit Card Travel Tips.