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Shares Insured to $250,000, IRAs to $250,000

University Credit Union share deposits are federally insured through the National Credit Union Administration (NCUA) in the National Credit Union Share Insurance Fund (NCUSIF). The fund is backed with the full faith and credit of the United States Government. Share accounts in federally insured credit unions are insured up to $250,000. A depositor who has multiple deposits may qualify for more than $250,000 in share insurance coverage if the customerís accounts are of different legal ownership and the requirements for each type of legal ownership are met. The NCUSIF is one of the most highly-capitalized funds in the country and is funded only by credit unions for credit unions.

For example, if you have a regular share account in your name alone and an Individual Retirement Account (IRA) at the same federally insured credit union, the regular share account is insured up to $250,000, and the IRA is separately insured up to $250,000. However, if you have a regular share account, a share certificate, and a share draft account in your name alone, those accounts would be added together and insured up to $250,000. Please go to the NCUA web site and review all the details.

Full informational resources at the NCUA:

If you would like some additional information about the NCUSIF, please email us to request an information brochure.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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