Hit the road with a better deal
When the dealer's 0% loan rate financing specials are tempting you to buy a car, resist. See if you can get a rebate instead! Usually dealers will offer low rates or financing, but not both. In most cases, it might be better for you to take the dealer's rebate and then opt for UCU low-rate financing.
Rebates usually help reduce the overall cost of a car (the total of purchase price plus loan interest) because the loan interest will be calculated on a lower loan balance. If it's close, taking the rebate can reduce the overall loan on the car so you owe less.
Get pre-approved before you shop. Apply online.
"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."
- Glenn A.
Welcome to UCU's new bold and innovative website designed to enthusiastically help you become more knowledgeable so you can make the most of your money. You’ll find a lot of helpful features, thanks to a fresh design that makes our site easy to navigate. Look at what’s in store!
Review your accounts. Conduct some transactions. It’s a simple process, starting with the easy-to-find login area at the top of each page. You'll also see some offers selected with you in mind.
Menus and buttons are positioned to help you get to where you want to go with minimal clicks. If you’re really in a rush, the new Quick Links menu offers the pages used most often.
Get exactly what you need, without distractions. Find resources, information and offers tailored to you and how you use your money. Whether it’s through a specific product or a within a University Community, we help make a difference in your life.
A well-rounded education must include personal finances. Our digital library of financial literacy materials, counseling resources and additional guidance help you along each stage of life. We are your trusted financial advocates.
Try our self-serve education modules you can access anytime on your schedule. Read answers to frequently asked questions. Use our financial calculators to research options. These resources, and more, are featured prominently in our Learn section.
We could show you more, but why don’t you see it all for yourself? You’ll love how easily you can use our site to find the solutions and information you need to manage your money and connect with a larger community. UCU is here to give you a financial edge.