Fresh Start Checking enables individuals who have had financial difficulties in the past to enjoy the benefits of a checking account. If you’ve been turned down for checking accounts in the past, UCU’s Fresh Start Checking account can give you that second chance you need to bank responsibly.
Best of all, UCU’s Fresh Start Checking account may be converted to a regular checking account after one year of positive account history.
- $10 Monthly Fee
- No interest paid
- $50 minimum opening deposit
- No minimum balance required
- Free ATM / VISA Debit Card (No monthly fees)
- Unlimited, free transactions at UCU-operated ATMs
- Access to 6,800 Shared Branch locations nationwide
- FREE ATM access at 30,000 CO-OP Network ATMs
- Unlimited, free VISA Debit Card transactions
- Unlimited, free online Banking with the eBranch
- Free Mobile Banking App
- Bill Pay service*: pay bills online whenever you want
- Free Fone-Teller Service
- Free eStatements: retrieve your account statements online
- Free account alerts set up through the eBranch
- View copies of cleared checks through eBranch (up to six months of checks available)
- Online check reordering
- Two free copies of paid checks per month
- Convenient Paycheck Direct Deposit
*Bill Pay is Free with monthly activity; otherwise $5.95 per month.