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Financial Tips, Industry News, and More

We're here to help you thrive financially. Dive into articles that share expert advice, inspiring member stories, and practical tips to support your financial journey, wherever it may take you. Prefer video? Check out our YouTube channel for similar content.
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Sep 10,   2021

Are HELOCs a Good Idea?

Tapping into your home equity is a very convenient way to obtain a loan that can be used for many different things, like a home renovation project

Man with glasses looking at a notification on his phone
Aug 26,   2021

Secured vs. Unsecured Loans: What's the Difference?

Most of us need a little financial help at one time or another. Maybe you have a large, unanticipated expense like a home or car repair.

Young couple checking their finances together online
Aug 13,   2021

Four Ways To Get The Best HELOC Rate

Home equity lines of credit can be a good fit in certain situations. If they are something you’re considering, you want to go about it intelligently.

Couple walking down a sunny street together
Jul 15,   2021

What Does APR for a Credit Card Mean?

When you’re shopping for a credit card, you’ll hear the term APR over and over. But what exactly does credit card APR mean? Understanding credit card APR is...

Woman checking her credit card number making an online purchase
Jul 02,   2021

Credit Card vs. Debit Card: Which Should You Choose?

Making a purchase with cash is quickly becoming a thing of the past. Because this is the case, it’s beneficial to have non-cash payment options...

Couple planning their HELOC options together online
Jun 15,   2021

Understanding HELOC Requirements

If you’re a homeowner and you have built up some equity in your home, you may be eligible for a home equity line of credit (HELOC). A HELOC can be an effective.

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You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.