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Financial Tips, Industry News, and More

We're here to help you thrive financially. Dive into articles that share expert advice, inspiring member stories, and practical tips to support your financial journey, wherever it may take you. Prefer video? Check out our YouTube channel for similar content.
Smiling young college student on campus
Sep 30,   2022

Student Loan Debt Consolidation 101

Congratulations, grad! You made it through the four years (or more) of hard work and have earned a higher degree.

Couple planning out their loan options online
Sep 02,   2022

How Home Equity Lines of Credit (HELOCs) Work

Have you ever needed to borrow money, but you just weren’t sure how much you’d need? Let’s say you were working on a home improvement project, or you had..

Young woman having a sit down meeting with a financial advisor
Aug 19,   2022

The best place to get a personal loan

If you want or need the cash to cover an expense, you may be considering applying with your financial institution for a personal loan. Of course, there are a ..

Couple sitting together reading on their couch at home
Jun 24,   2022

How Much Home Can I Afford?

When looking to buy a home, you’ll need to figure out how much you can afford. Home affordability budget sheets can be helpful tools for understanding your...

Woman making a call on her phone
Jun 03,   2022

How and When to Refinance a Personal Loan

We’ve all been through times in our lives when we could use a bit of extra cash. Whether it’s an unexpected situation or a big life event like a wedding..

View of a credit score on a laptop screen
May 20,   2022

Credit 101: The Basics of Borrowing

While credit scores can be confusing to many new borrowers, they are important to understand. To put it simply, credit scores are how lenders determine the..

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Leaving University Credit Union Website

You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.