Help Operation Homefront-Sign up for Bill Pay

Bill Pay Information

No more stamps, no more paper checks, and no more piles of bills in the mail! Send payments and receive billing statements through your computer at one convenient website with University Credit Union’s Bill Pay!

Bill Pay includes:

  • Arrange payments to utilities, credit card companies – even your babysitter
  • Schedule payments in advance
  • Account-to-account transfers – transfer funds between your UCU account and your accounts at other financial institutions.
  • Popmoney – the fast, easy, and secure way to transfer money from your Credit Union account to virtually anyone
  • Same day electronic payments (select billers)
  • Payments guaranteed on time
  • Pay bills 24 hours a day
  • No stamps to buy, no envelopes to lick
  • Pay all bills from one screen

Receive your billing statements, also known as eBills, on the computer instead of by mail!

  • Many payees will deliver your statement to your Bill Pay account
  • E-mail notifications alert you when your ebills are delivered
  • Save time by viewing your eBills on one website
  • Quick-click buttons allow for easy payment with eBills
  • Set up automatic payments with eBills

Reliable and Safe Service

  • Secure log-in through your University Credit Union eBranch service
  • Bill Pay uses SSL (secure sockets layer) encryption which ensures that your connections and information are secure from outside inspection
  • Bill Pay guarantees your payment will arrive on the date you have scheduled or your late fees will be paid up to $50! (Some limitations apply.)
  • Dedicated Bill Pay 24/7 Customer Support

Sign up for Bill Pay inside eBranch and start paying your bills and receiving your billing statements online at one easy-to-access site!

Click to open University Credit Union’s Bill Payment Service Agreement (PDF) .

Please review the UCU Schedule of Fees and Charges for any related Bill Pay service fees.

Surf into Summer with Summer Loan!

APPLY NOW for a $1,500 Summer Loan and add excitement to your summer! 

To maximize your fun in the sun this summer, apply for a $1,500 loan you can Summer_Loan_Web_Iconuse for anything you want or need including:
• Summer travel
• Home improvements
• Consolidation of debts
• Unexpected expenses
Now you can surf into summer with a staycation at the beach, or even shine up your backyard just by saying YES to a UCU Summer Loan. It’s a great way to spend the summer doing something you want and get those ideas off your bucket list!
Apply now for our $1,500 Summer Loan. It’s easy, just stop by a branch, visit, or call (800) UCU-4510.

Hurry, this offer ends September 15, 2017.

*Annual Percentage Rate quoted effective 5/1/2017. Monthly payment on $1,500 for a 12-month term at 12.74% APR = $133.79. Offer ends 9/15/2017. Loans available only to members residing in California. Other restrictions apply. Loan issued subject to credit review. Contact us for promotion details.

UCU Announces 2017 Scholarship Winners

University Credit Union is excited to announce our 10th Annual Scholarship Program is accepting applications for the 2017 academic year. The UCU Scholarship Committee awarded three scholarships to deserving students for their hard work toward furthering their education at the 66th annual meeting held at the UCLA Faculty Center on March 22, 2017. Each student wrote an original essay on the topic of “What credit unions should do to make the ‘People Helping People’ philosophy relevant to students. UCU has given $56,500 in scholarships to date. The Committee awarded $7,500 in scholarships this year to the following high school, under graduate and graduate students:

Fariz – He is currently a High School student. He is still waiting for all of his acceptance letters and has not chosen his college yet. He wants to pursue a bachelor’s degree in mathematics. He has several awards including winning first place in the My Hero Film Festival, a Biliteracy Award and Delphian’s Honor Society, and was awarded the President’s Volunteer Service award for more than 200 hours of community service.

Fariz believes that students should be taught essential financial skills, it would help young people navigate financial aid and student loans and it could help reduce default rates in the future.

Kaitlyn – Kaitlyn is a student at UCLA. She aims to become a doctor and to possibly participate in research involving women’s and children’s health. She has many awards including Outstanding Musician Awards, Math Awards, NHS, California Scholarship Federation, Christian Leadership & Servant Awards, and she was President of the Science Club at her high school. Kaitlyn’s essay centered on the idea that UCU should focus on introducing savings accounts to students, encouraging budgeting during college, and to “destigmatize the reality of being a broke college student!” She advocates for having student loan counselors on campus to help students with student loan debt. She says that most institutions expect students to be self-sufficient and responsible for themselves, but if they partner with the credit union, they don’t have to do it alone.

Kingjoe – Kingjoe is a UCLA graduate student in the process of earning his Masters. He holds a BS in Nursing and wants to earn a Doctor of Nursing Practice (DNP). That way he can make a difference in the VA Healthcare System, as well as tackle the global health challenges in third world countries, especially Africa. Kingjoe has some impressive military experience. Kingjoe’s suggestion is the “People helping People” motto resonates specifically with student veterans, because they deeply understand what it means to serve. He says he has personally benefitted from the UCU Balance educational seminars that are put on monthly and he has been to many. He thinks by showcasing these workshops to student veterans it will help them to navigate the vast ocean of the financial world awaiting them upon graduation. To learn more about UCU’s scholarship program, or to become a member-owner, call 310.477.6628, ext. 1 or visit, or visit a local UCU branch.

Guard your card with Card Alerts

Guard Your Cards with CO-OP Alerts

Guard your cards with CO-OP Card Alerts!

Protect your University Credit, Debit and ATM cards with FREE CO-OP Card Alerts sent directly to your mobile device. Use CO-OP Card Alerts to:

  • Quickly spot unusual transactions
  • Identify potentially fraudulent activity, so you can notify us immediately to take action

Receive near real-time notification of transactions by your choice of email or text messages*. Choose from:

  • All transactions
  • International transactions
  • Transactions over a dollar amount you specify
  • Locations
    • International
  • Transaction Types
    • In Store
    • Online
    • Mail/Phone Order
    • Auto Pay
    • ATM
  • Merchant Types
    • Retail Stores
    • Entertainment
    • Gas Station
    • Groceries
    • Household
    • Personal Care
    • Restaurants
    • Travel
    • Age Restricted
  • Spend Limits
    • Threshold you set per transaction

You can change your preferred alerts any time at

Shop smarter and safer. To start receiving CO-OP Card Alerts, click here.

*Text charges may apply depending on your plan.

LMU Alumni Preferred Auto Lender


Exclusive auto financing offers available for LMU alumni through University Credit Union. For every
car financed, University Credit Union will make a donation back to the LMU Alumni Association.

Refinance Your Current Auto Loan with rates
as low as 1.99% APR*


•    Lower your monthly payment
•    Get approved in minutes
•    Make no payments for 90 days
•    Prefer to respond by phone?
Call (800) UCU-4510

Low Rate Financing on New/Used Autos with rates as low as 1.99% APR*


•    Great rates and terms
•    Get approved in minutes
•    Start shopping at the dealer

Apply Today!
or call (800) UCU-4510 ext. 1

APR=Annual Percentage rate.  Loan payment example: $12.99 per month per $1,000 borrowed at 2.49% APR for 84 months. Special offer floor rate is 1.74% APR for up to 60 months and is based on creditworthiness.  Additional restrictions apply for finance terms over 60 months.  Any vehicle with 100k+ miles, add 1% to rate indicated above. Any auto loan approved for less than $5,000.00, add 2% to the rate. Motorcycles, add 2% to the rate indicated above. This offer does not apply for loans currently financed with UCU.  Verification of current rate is required for refinancing.  Membership required.  Subject to credit approval and certain restrictions may apply.  Offer and rates subject to change without notice.

U Save $ with UCU’s Auto Loan Refinance!

Better rate, lower payment, PLUS up to $2002 in your pocket.
Auto Loan as low as 1.99% APR1.

Refinance your car loan from another lender to UCU and carget:

  1. Up to $2002 Cash Back
    Refinance a loan balance and we’ll give you up to $2002.
  2. No Payments for 90 Days3
    Refinance your car loan from another lender and get
    no payments for 90 days3.

•    Choice of monthly, bi-weekly, or weekly payments.

•    Low rates – even if you don’t have perfect credit.

•    24/7 Easy Application with fast, local decisions.


1Annual percentage rate. Payment ex: $12.99/mo per $1,000 borrowed at 2.49% APR for 84 months.
2Auto loan rebate will be 1% of the loan balance up to $200 and will be deposited into your primary share account.
3Payment can be deferred for 90 days, however, interest will accrue from date of contract.
Existing UCU loans are not eligible. Bonuses received will get a 1099-INT for tax purposes. Federally insured by NCUA.