Guard your card with Card Alerts

Guard Your Cards with CO-OP Alerts

Guard your cards with CO-OP Card Alerts!

Protect your University Credit, Debit and ATM cards with FREE CO-OP Card Alerts sent directly to your mobile device. Use CO-OP Card Alerts to:

  • Quickly spot unusual transactions
  • Identify potentially fraudulent activity, so you can notify us immediately to take action

Receive near real-time notification of transactions by your choice of email or text messages*. Choose from:

  • All transactions
  • International transactions
  • Transactions over a dollar amount you specify
  • Locations
    • International
  • Transaction Types
    • In Store
    • Online
    • Mail/Phone Order
    • Auto Pay
    • ATM
  • Merchant Types
    • Retail Stores
    • Entertainment
    • Gas Station
    • Groceries
    • Household
    • Personal Care
    • Restaurants
    • Travel
    • Age Restricted
  • Spend Limits
    • Threshold you set per transaction

You can change your preferred alerts any time at

Shop smarter and safer. To start receiving CO-OP Card Alerts, click here.

*Text charges may apply depending on your plan.

LMU Alumni Preferred Auto Lender


Exclusive auto financing offers available for LMU alumni through University Credit Union. For every
car financed, University Credit Union will make a donation back to the LMU Alumni Association.

Refinance Your Current Auto Loan with rates
as low as 1.99% APR*


•    Lower your monthly payment
•    Get approved in minutes
•    Make no payments for 90 days
•    Prefer to respond by phone?
Call (800) UCU-4510

Low Rate Financing on New/Used Autos with rates as low as 1.99% APR*


•    Great rates and terms
•    Get approved in minutes
•    Start shopping at the dealer

Apply Today!
or call (800) UCU-4510 ext. 1

APR=Annual Percentage rate.  Loan payment example: $12.99 per month per $1,000 borrowed at 2.49% APR for 84 months. Special offer floor rate is 1.74% APR for up to 60 months and is based on creditworthiness.  Additional restrictions apply for finance terms over 60 months.  Any vehicle with 100k+ miles, add 1% to rate indicated above. Any auto loan approved for less than $5,000.00, add 2% to the rate. Motorcycles, add 2% to the rate indicated above. This offer does not apply for loans currently financed with UCU.  Verification of current rate is required for refinancing.  Membership required.  Subject to credit approval and certain restrictions may apply.  Offer and rates subject to change without notice.

U Save $ with UCU’s Auto Loan Refinance!

Better rate, lower payment, PLUS up to $2002 in your pocket.
Auto Loan as low as 1.99% APR1.

Refinance your car loan from another lender to UCU and carget:

  1. Up to $2002 Cash Back
    Refinance a loan balance and we’ll give you up to $2002.
  2. No Payments for 90 Days3
    Refinance your car loan from another lender and get
    no payments for 90 days3.

•    Choice of monthly, bi-weekly, or weekly payments.

•    Low rates – even if you don’t have perfect credit.

•    24/7 Easy Application with fast, local decisions.


1Annual percentage rate. Payment ex: $12.99/mo per $1,000 borrowed at 2.49% APR for 84 months.
2Auto loan rebate will be 1% of the loan balance up to $200 and will be deposited into your primary share account.
3Payment can be deferred for 90 days, however, interest will accrue from date of contract.
Existing UCU loans are not eligible. Bonuses received will get a 1099-INT for tax purposes. Federally insured by NCUA.