Apply now for UCU’s Scholarship Program!


University Credit Union is excited to announce our 9th Annual Scholarship Program is accepting applications for the 2017 academic year.

UCU will award three $2,500 scholarships:

  • One for a high school student;
  • One for an undergraduate student;
  • And one for a graduate/doctoral student.

Any UCU member in good standing who is or will be a full-time undergraduate or graduate student at an accredited college or university is eligible to apply. You must be a member for at least six months to apply.

This year’s essay topic is, “Our credit union philosophy is – People Helping People. What should UCU do to make this philosophy relevant to students?”

Winners will be announced at our 65th Annual Meeting on March 22, 2017.


Completed application packages must be submitted by Fri., February 24, 2017.




Don’t let your Holiday Bills… put you in the dark!

Do you need extra cash to help make your holidays glow? It’s not too late to get for UCU’s Holiday Loan.

UCU can help you with your holiday finances. Just call or stop by a branch and let them know you want the Holiday Loan for anything including:


  • Credit Card Bills
  • Unexpected expenses
  • Debt consolidation
  • Travel
  • Home improvements

ACT NOW before it’s too late! This offer ends February 15, 2017.


Contact a UCU Financial Services Specialist at (800) UCU-4510, x1 or stop by a branch for fast, friendly personal service.

Don’t forget to think about opening a Holiday Savings Account to help you save for expenses next year. Click here for more information.

LMU Alumni Preferred Auto Lender


Exclusive auto financing offers available for LMU alumni through University Credit Union. For every
car financed, University Credit Union will make a donation back to the LMU Alumni Association.

Refinance Your Current Auto Loan with rates
as low as 1.99% APR*


•    Lower your monthly payment
•    Get approved in minutes
•    Make no payments for 90 days
•    Prefer to respond by phone?
Call (800) UCU-4510

Low Rate Financing on New/Used Autos with rates as low as 1.99% APR*


•    Great rates and terms
•    Get approved in minutes
•    Start shopping at the dealer

Apply Today!
or call (800) UCU-4510 ext. 1

APR=Annual Percentage rate.  Loan payment example: $12.99 per month per $1,000 borrowed at 2.49% APR for 84 months. Special offer floor rate is 1.74% APR for up to 60 months and is based on creditworthiness.  Additional restrictions apply for finance terms over 60 months.  Any vehicle with 100k+ miles, add 1% to rate indicated above. Any auto loan approved for less than $5,000.00, add 2% to the rate. Motorcycles, add 2% to the rate indicated above. This offer does not apply for loans currently financed with UCU.  Verification of current rate is required for refinancing.  Membership required.  Subject to credit approval and certain restrictions may apply.  Offer and rates subject to change without notice.

U Save $ with UCU’s Auto Loan Refinance!

Better rate, lower payment, PLUS up to $2002 in your pocket.
Auto Loan as low as 1.99% APR1.

Refinance your car loan from another lender to UCU and carget:

  1. Up to $2002 Cash Back
    Refinance a loan balance and we’ll give you up to $2002.
  2. No Payments for 90 Days3
    Refinance your car loan from another lender and get
    no payments for 90 days3.

•    Choice of monthly, bi-weekly, or weekly payments.

•    Low rates – even if you don’t have perfect credit.

•    24/7 Easy Application with fast, local decisions.


1Annual percentage rate. Payment ex: $12.99/mo per $1,000 borrowed at 2.49% APR for 84 months.
2Auto loan rebate will be 1% of the loan balance up to $200 and will be deposited into your primary share account.
3Payment can be deferred for 90 days, however, interest will accrue from date of contract.
Existing UCU loans are not eligible.Bonuses received will get a 1099-INT for tax purposes. Federally insured by NCUA.

NO CLOSING COST Home Equity Loans!**

Unlock the value in your home for the things that matter most like home remodeling, family vacations, wedding expenses, college educations, and more!

Act now and get a Home Equity Loan with Absolutely NO Closing Costs. Take advantage our rates as low as 2.99% APR* and save with no closing costs.**

  • No Closing Costs – Save between $600 – $1,300†
  • Rates as low as 2.99% APR*
  • Borrow up to 90% of your combined loan to value
  • Low fixed rates and quick access to funds
  • No prepayment penalties
  • Interest may be tax deductible (consult with your tax adviser)

Apply online now or call our friendly, helpful real estate department at (800) UCU-4510 or 424-320-4700 ext. 2304, e-mail us at or stop by our main branch.


*APR = Annual Percentage Rate. Closed-end home equity loans with rates as low as 2.99% APR for seven years. 15 and 25 year terms available. Minimum loan amount is $20,000. Total funds are disbursed at one time. Actual rate is determined by a combination of loan amount, term, creditworthiness and CLTV (Combined loan-to-value) factors. Loans subject to credit review. Rates subject to change without notice. Call for today’s rates. Other restrictions may apply. **No closing cost savings averages between $600 and $1,300. No other promotional discounts apply. Promotion ends 12/31/16 and must be funded by 1/31/17. †Savings based on closing costs of UCU Home Equity loans funded during the last 12 months.