As a UCU member, you have the freedom to choose the checking account that best fits your needs. These accounts come with free and unlimited UCU and CO-OP Network ATM service, a free ATM/VISA Check Card, and a variety of other benefits. Review the Checking Comparison Chart to find the right account for you.
Loaded with extra perks, the Advantage Checking Account is UCU's top-tier checking account. The long list of benefits includes free convenient account access, free checks and notary services, and a Fee Forgiveness option allowing refunds up to $50 per month*!
Our Value Checking Account is perfect for members who are active users and are seeking a simple and convenient way to bank! You have the flexibility and convenience of free UCU and CO-OP Network ATMs, free electronic and online services, overdraft protection options, free account alerts and more!
Choose UCU's Interest Checking Account if you prefer to maintain a high balance in your checking account. Earn interest and enjoy the convenience of many free access services. You can take advantage of the many other benefits of this account, including free money orders, corporate checks and notary service.
The College Checking Account is designed to help undergraduate students, ages 18 - 23,
with an account that's easy to use, has lots of access points and gives a little forgiveness* if some balancing errors occur. Learning to manage and use a checking account takes practice, so we're here to help.
Official university organizations have access to a robust account for handling a groups' finances. Online balance and fund transfer access, free VISA Debit Card, Mobile App Access featuring Mobile Check Deposit and more!
The Teen Checking Account is for members ages 13-17. This is a great way to teach teens to manage and use a checking account. This account has no monthly fee and converts to Value Checking at age 18.
Fresh Start Checking
Fresh Start Checking enables individuals who have had past checking account blemishes that want to get a new start. UCU wants to provide a new opportunity to obtain and use needed banking services with convenient account access.
*Must submit form to request refund within 30 days of statement. Fee Forgiveness for NSF, Overdraw Privilege or ATM Usage Fee Refund and ATM Surcharge Refund is activated for new checking accounts 90 days after the account is opened and eligible for refunds on fees that post after the first 90 days. Check Printing Refund up to $25 a year.