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Auto Loan – As Low As 2.24%*

*Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, loan-to-value, age of collateral, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised are based on an established member’s loan with a term of 36 months or less, LTV (loan to value) of 70% or less and assumes an Automatic Payment method1 and includes a 0.25% Repeat Borrower2 discount. Rates are higher for LTV over 70% and/or terms greater than 36 months. Rate applies to 2011 and newer vehicles.

Estimated monthly payment example: New auto loan of $25,000 for 60 months for 100% LTV at 2.99% with Automatic Payment1 and Repeat Borrower Discount2 will have an estimated monthly payment of $449.14.

1 Includes an Automatic Payment discount of 0.25% from a UCU account only.

2 Includes a Repeat Borrower discount of 0.25% based on minimum 6 months of positive UCU loan repayment history.

The rates shown are the lowest available and your rate may be higher. Rates are subject to change at any time. Other restrictions may apply. Contact UCU for details on all loans.

First Time Auto Buyer Loan – As Low As 8.74%*

 *Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, loan-to-value, age of collateral, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised are based on an established member’s loan with a term of 36 months or less, LTV (loan to value) of 70% or less and assumes an Automatic Payment method1 and includes a 0.25% Repeat Borrower2 discount. Rates are higher for LTV over 70% and/or terms greater than 36 months. Rate applies to 2011 and newer vehicles.

Estimated monthly payment example: New auto loan of $15,000 for 60 months for 100% LTV at 9.49% with Automatic Payment1 and Repeat Borrower Discount2 will have an estimated monthly payment of $315.03.

1 Includes an Automatic Payment discount of 0.25% from a UCU account only.

2 Includes a Repeat Borrower discount of 0.25% based on minimum 6 months of positive UCU loan repayment history.

The rates shown are the lowest available and your rate may be higher. Rates are subject to change at any time. Other restrictions may apply. Contact UCU for details on all loans.

Personal Loan  – As Low As 9.49%*

 *Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised assumes an Automatic Payment method1 and includes a 0.25% Repeat Borrower discount2. Consumer loan payment example: Personal loan of $10,000 for 60 months at 10.49% with Automatic Payment method1 and Repeat Borrower Discount2 will have an estimated monthly payment of $214.89.

1 Includes an Automatic Payment discount of 0.25% from a UCU account only.

2 Includes a Repeat Borrower discount of 0.25% based on minimum 6 months of positive UCU loan repayment history.

The rates shown are the lowest available and your rate may be higher. Rates are subject to change at any time. Other restrictions may apply. Contact UCU for details on all loans.

Personal Line of Credit – Variable Rate As Low As 12.49%*

*Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, line amount, as applicable) and may be higher than the lowest rates advertised. All lines of credit are subject to periodic credit reviews and the credit limit may be changed at any time.

The rates shown are the lowest available and your rate may be higher. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin. Rates are subject to change at any time. Other restrictions may apply. Contact UCU for details on all loans.

Motorcycle/RV/5th Wheel/Boat Loan – As Low As 8.49%*

*Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, loan-to-value, age of collateral, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised are based on an established member’s loan with a term of 36 months or less, LTV (loan to value) of 70% or less and assumes an Automatic Payment method1 and includes a 0.25% Repeat Borrower2 discount. Rates are higher for LTV over 70% and/or terms greater than 36 months. Rate applies to 2011 and newer vehicles.

Estimated monthly payment example: New auto loan of $25,000 for 60 months for 100% LTV at 9.24% with Automatic Payment1 and Repeat Borrower Discount2 will have an estimated monthly payment of $521.88.

1 Includes an Automatic Payment discount of 0.25% from a UCU account only.

2 Includes a Repeat Borrower discount of 0.25% based on minimum 6 months of positive UCU loan repayment history.

Rates are subject to change at any time. Other restrictions may apply. Contact UCU for details on all loans.

Home Equity Line of Credit – As low as 1.99% APR* for 1 year

*Introductory Rate good for 1 year from date of closing. Rate will change based on the index which is the Prime Rate as regularly published in the “Money Rates Table” of the Wall Street Journal. Payment ex.: $100,000 at 1.99% has a payment of $163.50 interest-only for 1 year. Interest-only payments apply to Home Equity Lines of Credit with a maximum 90%combined loan-to-value and during draw period only. Minimum Credit Limit$20,000. The current index for this quarter as of 6/13/18 is 5.00%. Rate is subject to change quarterly.  Maximum rate is 17.99%. Floor rate is 4.00%. Minimum payment during the draw period is the greater of$100 or equal the finance charges (interest) that accrued on the outstanding balance during the preceding billing period. All loans listed are available on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses). Some restrictions may apply. Rates are subject to change without notice. Loans issued subject to credit review.  Mortgage Loan Originator Information. Mortgage Loan Servicing Information.