APR=Annual Percentage rate. Loan payment example: $17.53 per month per $1,000 borrowed at 1.99% APR for 60 months. Special offer floor rate is 1.74% APR for up to 60 months and is based on creditworthiness. Additional restrictions apply for finance terms over 60 months. Any vehicle with 100k+ miles, add 1% to rate indicated above. Any auto loan approved for less than $5,000.00, add 2% to the rate. Motorcycles, add 2% to the rate indicated above. This offer does not apply for loans currently financed with UCU. Verification of current rate is required for refinancing. Membership required. Subject to credit approval and certain restrictions may apply. Offer and rates subject to change without notice.