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Home Equity Line of Credit Loan

You're in control with a UCU Home Equity Line of Credit. You can use your credit line all at once or a little at a time and you'll always be ready to take advantage of a great opportunity or cover any emergency. UCU has several great Home Equity Lines of Credit options.

Preferred Home Equity Line of Credit

    Interested in a Fixed-Rate Home Equity Loan?

    Click to find out more.
  • Loans up to 80% CLTV
  • Credit lines up to $250,000
  • Low variable rates
  • Low "interest only" payments*
  • Low closing costs and no annual fee
  • Access to your funds (draw period) for 10 years -- use convenience checks, Home Branch or come to our branch for advances

Home Equity Line of Credit Plus

  • Loans up to 90% CLTV
  • Credit lines up to $50,000
  • Low variable rates
  • Low "interest only" payments*
  • Low closing costs and no annual fee
  • Draw period for 5 years


Get started today. Check out our current rates, complete the online Pre-Qualification Application or call a Real Estate Loan Representative at (310 477-6628, ext 2304.


*"Interest only" payments are available during the draw period.Rates subject to change quarterly.

All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses) in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino. Our Home Equity Lines of Credit are based on the available equity in the home. Some restrictions may apply. Call for full details. Loans issued subject to credit review.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender. NMLS# 409731
University Credit Union is an Equal Housing Lender. NMLS# 409731

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Loan Services

Applications:

Home Equity Loan pre-qualification application

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For more information, please e-mail us or call (310) 477-6628.