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Individual Retirement Accounts (IRA)

 
Map your retirement plans by using UCU IRAs!


Let a UCU IRA help guide your road toward retirement savings! This advanced planning will help generate income into your golden years.

Choose from these great options:

  • Traditional IRAs: Great for tax-deferred earnings
  • Roth IRAs: Take advantage of possible tax-free withdrawals, including earnings!

    Check out our competitive rates and variety of IRA Certificate Accounts.

    Contribution options:

  • Annual contribution limits: For the 2015 tax year, the contribution total can be up to $5,500* per year into your traditional or Roth IRA.
  • Catch-up contributions: Members age 50 and over may now exceed the regular annual contribution by $1,000 for tax years 2014 and 2015!
  • Rollover options: If you are retiring or changing jobs, roll over your retirement funds to an IRA to avoid stiff withholding and tax penalties.

    *You must meet Internal Revenue Code eligibility requirements. Not intended to provide tax advice. Please contact a tax professional.

    PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    University Credit Union is an Equal Housing Lender. NMLS# 409731
    University Credit Union is an Equal Housing Lender. NMLS# 409731

    Copyright © All rights reserved.

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    Savings Account Services

    Applications:

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    Related Links:

    Shares insured to $250,000!

    Schedule of Fees and Charges

    Check this out:

    Web-based investment information through TruStage

    For more information, please e-mail us or call (310) 477-6628.