University Investment Services, powered by Copper Financial Network, LLC (Copper Financial),* was established to provide you with a fully integrated member experience to help better serve your financial goals. We offer a broad suite of investment products and services designed to give you more flexibility to customize and help achieve your financial goals. We can help guide you down the financial path that best suits your needs.
Meet our Wealth Advisor
Lucy Viado
[email protected]
424.320.4704
Book an Appointment
As a wealth advisor at University Investment Services, Lucy Viado delivers individually tailored financial strategies while building lasting relationships with members. She draws on her 20+ years of financial management experience, including banking, lending, insurance services, and wealth management to ensure members have the right strategies in place to support their short- and long-term goals. “My singular focus is to help members prepare for their various financial stages in life with an eye to the future.”
Lucy works with members to build personalized investment portfolios, create retirement strategies, develop blueprints for multiple goals, and identify wealth solutions to help members achieve financial peace of mind.
Lucy is also a dedicated volunteer, educating groups on financial literacy and providing career and business management consulting to nonprofit organizations in Southern California and internationally.
Our services can help you down whichever path is right for you
Account Types
- Retirement Plans
- 401(k), 403(b), 457, TSP Rollovers1
- Brokerage Accounts
- IRAs (Traditional, SEP, Simple, Roth)
- 529 Plans and Coverdell Education Saving Accounts
- Business Investment Solutions; Corporations, Partnerships, LLC
Insurance
- Life Insurance
- Long Term Care Insurance
- Disability Income Insurance
Products
- Stocks, ETFs
- Bonds
- Managed Advisory
- Annuities
- Mutual funds, Unit Investment Trusts, Structured products
Services
- Financial and Retirement Planning
- Insurance Analysis
- Education and Estate Planning
- Understanding investment options and risk tolerance
- Investment portfolio analysis
- Tax-efficient strategies
- Account and Portfolio consolidations
1For additional details around employer-sponsored plan rollovers, please click here.
Lucy Viado is insurance licensed in California and offers insurance services through Copper Financial & Insurance Solutions.
California Insurance Agent License #0A16194
Copper Financial & Insurance Solutions License #0J06220
*Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/SIPC. University Credit Union (“UCU”) has contracted with Copper Financial to make non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. UCU and University Investment Services are not broker-dealers or investment advisers and are not affiliated with Copper Financial. For important disclosures from Copper Financial, please visit here.
Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.
Click here to view the Copper Financial Customer Relationship Summary.
Investment and insurance products, including annuities:
Are Not Deposits | Are Not NCUA or otherwise Federally Guaranteed | Are Not Credit Union Guaranteed | May Lose Value
UCU has contracted with Copper Financial to provide investment products and services to UCU members. UCU is not a client of Copper Financial. UCU will receive compensation from Copper Financial if you open an account with Copper Financial. This compensation creates an incentive for UCU to refer clients to Copper Financial. For additional information please see the Program Credit Union Fee Disclosures available here.