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Financial Services for College Students

University Credit Union (UCU) has provided financial services to students for years and we've created a package of services that's designed specifically for a student's budget!


UCU proudly serves University communities. The Student Banking Bundle is just one way we pay special attention to a student's needs. We can help make handling your money easier while in school, and help you build a solid financial foundation for the real world.

The Student Banking Bundle includes:
 
College Checking Features
Printable version

College Checking

  • No monthly fees with account activity, otherwise $5 per month
  • No minimum balance requirement
  • Free Visa Check Card
  • Free 24/7 Online & Mobile Banking
  • Web Bill Pay
  • Free eStatements
  • Fee Forgiveness - one free NSF, Overdraw or ATM fee refund per month


  • It also includes an interest-earning savings account.

    Please note: The College Checking account is available to undergraduates, ages 18-23. If you are under 18 years of age, you must contact UCU before submitting an application to open an account.

    Branch Services
    UCU has a full-service branch located in West Los Angeles on Sepulveda Blvd, and another on the UCLA campus at Ackerman Union, A-Level. Make deposits or withdrawals, open new accounts and more!

    6,800 Shared Branch locations
    Access your UCU account at over 6,800 shared branch locations across the country. Convenient access especially when you travel or go home for school breaks.

    Free ATMs
    UCU operates 21 ATMs, conveniently located around Los Angeles, including on-campus at UCLA, Pepperdine University, Loyola Marymount University and Loyola Law School.

    Free VISA Check/ATM Card
    Use it around town, online and any place in the world that accepts VISA debit cards. It's also your ATM card which gives you access to nearly 30,000 free CO-OP ATMs nationwide, including 5,500 7-Eleven store locations.

    Free Mobile Banking App
     
    Access your UCU account information wherever you go with your Apple or Android phone or tablet. Our FREE Mobile Banking app allows you to view balances and recent transactions, transfer funds, find free CO-OP ATM and Shared Branching locations, make loan payments and more!

    Fee Forgiveness
    We know mistakes can happen. We understand. With the College Checking account, you can receive one free refund of an NSF, Overdraw or ATM fee per month*, up to $30. You must submit a form to request refund within 30 days of statement.

    Free 24-hour Online Banking
    Another great use for your computer. Our Home Branch is FREE for you to check accounts, transfer funds and more. It's banking anytime you want, 24 hours a day, 7 days a week.

    Web Bill Pay
    Pay your bills with our automatic, online Web Bill Pay. You're in total control to pay the exact amount, when you want.

    Textbook Loans
    Need cash for books? We offer textbook loans for students with limited or no credit. With a College Checking account you may be eligible for up to $750 for textbooks. See rates.

    Computer Loans for Students
    Thinking about buying a PC, MAC or laptop? We offer computer loans for students with limited or no credit. With a College Checking account you may be eligible for up to $1,500 for a new computer! See rate information.

    Classic MasterCard
    This low rate MasterCard is handy when you're short on cash, and it's a great way to build a credit record!

    Overdraft Protection
    Prevent returned checks by automatically having them covered with our Overdraft Protection options.

    Car Loans
    Need some wheels? UCU's Car Loans for new or used vehicles are great with low fixed rates, flexible terms and no application fees. Apply for your loan online.

    Annual College Scholarship Program
    As a college student and UCU member, you'll be eligible to apply for one of our $1,000 scholarships we award every year.

    How to Open Your Account:

    Open your account with the credit union now. Download the new account form and submit it to us with your opening deposit.

    Or visit one of our full-service, branch locations and open your account in person.

    International Students: If you are not a U.S. person, as identified in the Membership Card under TIN Certification, click to print a copy of the W-8 BEN form and the W-8 BEN instructions. Complete the form and attach it to your membership application.

    UCU is the student's source for low-cost financial services. Open your account today!

    *Must submit form to request refund within 30 days of statement. Fee Forgiveness for NSF, Overdraw Privilege or ATM Usage Fee Refund is activated for new College Checking accounts 90 days after the account is opened and eligible for refunds on fees that post after the first 90 days.


    PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    University Credit Union is an Equal Housing Lender. NMLS# 409731
    University Credit Union is an Equal Housing Lender. NMLS# 409731

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    For more information, please e-mail us or call (310) 477-6628.