Emergency Loans
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Dollar

Get Cash Fast

Borrow emergency cash and
avoid payday loans
Calendar

Convenient Terms

Flexible & convenient
with no hidden fees
Yes

No Hassle Credit

Easy application with
fast decisions
The cash you need... when emergencies happen.

As a University of California Employee life happens and you don't always have the necessary funds.

How it works:
Computer

1. Apply

Apply in minutes using our secure online application. You'll need to supply us with basic information.
Pen/Paper

2. Pick Amount & Term

You can select your amount up to $5,000 and your term up to 36 months with a low interest rate.
Cash

3. Get Cash

Your funds are transferred to a UCU checking account as soon as the next business day.
Eligibility

All University of California Employees are eligible:

University Savings Approved
*Interest Rate Discount
Direct Deposit
*Just set up direct deposit and auto pay with a University Credit Union checking account and you will receive a discounted rate of 1.50% and your payments will come out automatically on your payment date.
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* Fixed rate loan based on current prime rate plus 1.50%, and a $25 loan processing fee. Payment example: $5,000 at 4.33% APR for 36 months = $148.38. Interest Rate Discount includes 0.50% rate discount from the published rate for automatic payment from a UCU checking account with net check direct deposit. If automatic payment is not used .50% will be added to the loan rate. An additional 1.00% will be discounted from the published rate when net pay checks are directly deposited to a UCU checking account. Employees may have only one emergency loan at a time. Must meet membership qualifications and deposit $5 into a share account. Must have a valid social security number or government issued Tax Identification Number. Verification of employment and monthly pay may be required. Rates subject to change. UCU reserves the right to discontinue this program at any time. California residents only.
NCUA / Equal Housing Opportunities
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