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Buy or refinance now
and save up to $1,500!
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Don't wait. Mortgage rates have dropped!
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Write it. Film it. Win it. $7,000 in Scholarships

Enter UCU's 8th Annual College Scholarship Program

We're awarding $7,000 in scholarships and we want you to win! Simply submit an essay or video along with a completed application packet by February 28, 2015 to be eligible.

Get more details.
 
HOT TOPICS

New and Used Car Loan Rates as low as 1.99% APR**

Fraud Awareness: Anthem Announces Data Breach

Use UCU's Free Mobile Check Deposit! It's a Snap!

Mobile Check Deposit Sweepstakes Winners

Debit cards made-to-order instantly at the branch!


 
 
CDs (as APY*)
New Car Loan**^
Used Car Loan**^
Home Equity Line of Credit^
Personal Line of Credit^
Computer Loan^
Platinum MasterCard
Home Mortgages
to 1.60%
1.99%
1.99%
4.10%
7.10%
6.99%
7.08%
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This credit union is federally insured by the National Credit Union Administration.
This credit union is federally insured by the National Credit Union Administration.
University Credit Union is an Equal Housing Lender. NMLS# 409731
University Credit Union is an Equal Housing Lender. NMLS# 409731

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*APY = Annual Percentage Yield.

**APR = Annual Percentage Rate. Rate quoted for up to 125% financing of new and used car loans, based on model years of 2008–2015, up to 60-month term. Rate effective 1/1/15 and subject to change without notice. APR quoted includes a discount for automatic repayment. If automatic payment not used, 0.50% will be added to the loan rate. Actual rate is determined by a combination of credit and income factors. Monthly payment per $1,000 for a 60-month term at 1.99% APR = $17.52. Loans issued subject to credit review. Loans available only to members residing in California, and for vehicles registered in California. Maximum amount for any vehicle loan: $150,000. Used vehicles with 100,000+ miles and vehicles over 7 years old, add 1% to loan rate for each category. Financing based on Kelley Blue Book values including tax, license and warranties. Used Auto Loans for private party, dealership purchases, demonstration models and refinances. Other rates and terms available.



^Rate quoted "as low as" APR and includes a discount for automatic repayment. If automatic payment not used, 0.50% will be added to the loan rate. Actual rate is determined by a combination of credit and income factors.

Share Certificate (CD) rate in rate chart is for a $100,000 minimum deposit, for a term of 5 years. There may be penalties for early withdrawal. Rates are subject to change without notice.

1Appraisal Fee credited back to borrower(s) at time of loan closing up to $500. .25% credit on loan amount up to a maximum of $1,000 credited as a lender credit at loan closing. On a loan amount of $300,000 credit back towards closing costs can be as high as $750. This offer does not apply to FHA or VA loans. Offer valid from 2/9/15 - 4/30/15 and loan must fund by 6/15/15. Any and all credits outlined in this advertisement may not be available on all loan requests. All loans are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, condos, or townhouses.) Loans issued subject to credit review and approval. Additional restrictions apply. Programs, rates, terms and conditions are subject to change without notice. Call for today’s rates. Promo code: MTG215

The Home Equity Line of Credit Loan rate is as low as 4.10% APR (and, based on this rate, has a maximum rate of 10.10% APR) for 80% Combined Loan-to-Value (CLTV). Click here to see other loan limits, terms and rates available. Some restrictions may apply. Rates subject to change quarterly. Call for full details.