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Get Slam Dunk Savings during March REFI Mania!



Refi your auto loan or credit card or both and SAVE BIG!
Learn more or apply now

New and Improved Website COMING SOON

University Credit Union will launch a newly designed website in March 2015.

The focus of the redesign is to improve our members' overall online experience with a website that is easy to use, offers smoother navigation, and includes convenient, new features. Learn more


 
HOT TOPICS

Buy or Refi Your Mortgage and Save up to $1,5002

Congratulations to our 2015 Scholarship Winners

NCUA Warns Consumers about Phishing Scam

Debit cards made-to-order instantly at the branch!

Use UCU's Free Mobile Check Deposit! It's a Snap!


 
 
CDs (as APY*)
New Car Loan**^
Used Car Loan**^
Home Equity Line of Credit^
Personal Line of Credit^
Computer Loan^
Platinum MasterCard
Home Mortgages
to 1.60%
1.99%
1.99%
4.10%
7.10%
6.99%
7.08%
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Bruin Banking Bundle
UCLA Ackerman Union Branch
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Free Mobile Banking App
MasterCard
Computer Purchase Loans
Car Loans

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This credit union is federally insured by the National Credit Union Administration.
This credit union is federally insured by the National Credit Union Administration.
University Credit Union is an Equal Housing Lender. NMLS# 409731
University Credit Union is an Equal Housing Lender. NMLS# 409731

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*APY = Annual Percentage Yield.

**APR = Annual Percentage Rate. Rate quoted for up to 125% financing of new and used car loans, based on model years of 2008–2015, up to 60-month term. Rate effective 1/1/15 and subject to change without notice. APR quoted includes a discount for automatic repayment. If automatic payment not used, 0.50% will be added to the loan rate. Actual rate is determined by a combination of credit and income factors. Monthly payment per $1,000 for a 60-month term at 1.99% APR = $17.52. Loans issued subject to credit review. Loans available only to members residing in California, and for vehicles registered in California. Maximum amount for any vehicle loan: $150,000. Used vehicles with 100,000+ miles and vehicles over 7 years old, add 1% to loan rate for each category. Financing based on Kelley Blue Book values including tax, license and warranties. Used Auto Loans for private party, dealership purchases, demonstration models and refinances. Other rates and terms available.



^Rate quoted "as low as" APR and includes a discount for automatic repayment. If automatic payment not used, 0.50% will be added to the loan rate. Actual rate is determined by a combination of credit and income factors.

1Offer ends 04/30/15. Loans available only to members residing in California. Loans subject to credit review and approval. Rates and terms subject to change at any time without notice. Restrictions apply. Contact UCU for complete details call 310-477-6628 or stop by any branch location. 1 Annual Percentage Rates quoted includes a discount for automatic repayment. Your rate without your automatic repayment will be .50 percent higher. Collateral must meet certain conditions. New and used car purchases up to 125% financing based on certain model years up to $150,000. Vehicles must be purchased and registered in California. Actual rate is determined by a combination of credit and income factors. Monthly payment per $1,000 for 60-month term at 1.99% APR = $17.53. 2 Auto rebate paid at loan closing and will be deposited into primary share account. Auto loans between $5,000 - $9,999 = $50 rebate; between 10,000 - $24,999 = $100 rebate; between $25,000 and more = $200 rebate. 3 AUTOLAND will give a $75 American Express gift card with the purchase of a new vehicle through their auto buying service. 4 Credit card balance transfers must be completed within 45 days of account opening. Balance transfer of $2,500-$4,999 = $25 rebate and $5,000 or more = $50 rebate paid at the end of the 45th calendar day. Rebate will be deposited into your primary share account.

Share Certificate (CD) rate in rate chart is for a $100,000 minimum deposit, for a term of 5 years. There may be penalties for early withdrawal. Rates are subject to change without notice.

2Appraisal Fee credited back to borrower(s) at time of loan closing up to $500. .25% credit on loan amount up to a maximum of $1,000 credited as a lender credit at loan closing. On a loan amount of $300,000 credit back towards closing costs can be as high as $750. This offer does not apply to FHA or VA loans. Offer valid from 2/9/15 - 4/30/15 and loan must fund by 6/15/15. Any and all credits outlined in this advertisement may not be available on all loan requests. All loans are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, condos, or townhouses.) Loans issued subject to credit review and approval. Additional restrictions apply. Programs, rates, terms and conditions are subject to change without notice. Call for today’s rates. Promo code: MTG215

The Home Equity Line of Credit Loan rate is as low as 4.10% APR (and, based on this rate, has a maximum rate of 10.10% APR) for 80% Combined Loan-to-Value (CLTV). Click here to see other loan limits, terms and rates available. Some restrictions may apply. Rates subject to change quarterly. Call for full details.