Money Market rates
Earnings that grow with your savings.
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Money Market Rates
| Minimum Balance To Earn Dividends | Dividend Rate | Annual Percentage Yield (APY)* |
|---|---|---|
| $2,500 | 1.144% | 1.15% |
| $10,000 | 1.144% | 1.15% |
| $25,000 | 1.144% | 1.15% |
| $100,000 | 1.342% | 1.35% |
Rates current as of November 1, 2025. Rates subject to change without notice.
Business Money Market Rates
Minimum Balance To Earn Dividends1
Dividend Rate
Annual Percentage Yield (APY)*
$0-$9,999
0.000%
0.00%
$10,000-$24,999
0.150%
0.15%
$25,000-$99,999
1.144%
1.15%
$100,000+
2.472%
2.50%
- Disclosure + -
Rates current as of March 16, 2026. Rates subject to change without notice.
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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*APY = Annual Percentage Yield.
1Minimum balance to open is $10,000. All rates and terms are subject to change without notice. Rates are accurate as of the last dividend declaration date. Fees may reduce earnings on accounts. Dividends are calculated daily, compounded and paid monthly. Refer to the Business Membership Agreement and Schedule of Fees and Charges for more information or call one of our specialists at 424.320.4700 or call toll-free at 1.800.UCU.4510.
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