Skip to main content
Click on Close

Beware of scams! UCU will never call and ask for sensitive information. If you're ever unsure who you're speaking with, hang up immediately and call us at 800.UCU.4510.

Rates Rates Book an appointment Contact us Locations
Search
Rates Rates Book an appointment Contact us Locations
Search
Woman making a tap payment with her debit card

Shop smarter with a UCU debit card.

Our UCU debit card is changing the game. Faster than ever, safer than ever, and designed with you in mind, our debit card ensures every transaction is effortless and worry-free.
Tap into a new era of convenience with our contactless UCU debit card, offering instant access to your money. You'll receive a UCU debit card when you open a University Checking Account, giving you more flexibility when withdrawing and spending your money. UCU debit card prioritizes simplicity, security, and convenience.
Read More + Click Read More
Become a member-owner about <p>Shop smarter with a UCU debit card.</p>

UCU debit card advantages.

Our cutting-edge debit card is designed to deliver an elevated spending experience. Access your funds effortlessly while enjoying peace of mind with our advanced security features.

  • UCU's Mastercard debit card makes payments faster and more secure
  • Contactless payments allow you to pay with a simple tap. Take a sustainable step forward with a card made from 85% recycled plastic
  • Defend against identity theft with Mastercard ID Theft Protection™
  • Access more than 30,000 fee-free CO-OP ATMs
Apply today about

UCU debit card advantages.

A faster, more secure way to pay.

Swiping debit card icon

Contactless payments

A contactless card uses Radio Frequency (RF) technology, allowing cardholders to wave their card over a contactless payment terminal. The embedded antenna transmits the payment information to the terminal using a one-time code for each transaction. Utilizing this feature makes purchases faster, more secure, and more convenient.

Shield security icon

Contactless card security

Each contactless card transaction uses a one-time code to complete the payment. This code and data are unique to each purchase and can only be used once. In addition, every contactless terminal utilizes its unique secret key, which is never transmitted.

Benefits - UCU

Download the UCU Digital Banking App and control your debit card with Card Manager.

Frequently asked questions

Need more information?
Ask Us Click on Ask Us for more details
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students, alumni, and direct family of UCLA, Pepperdine University, Loyola Marymount University, Saint Mary's College, UC Davis, UC San Diego, Georgia Tech, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking. Click here for full eligibility and membership options.

UCU credit cards

You deserve credit options, competitive rates, and a financial institution that believes in you! Check out our secured, unsecured rewards and cash-back credit cards, and start building your credit today.
Learn More about UCU credit cards

University Checking Account

Maximize your money's power by earning on every purchase. Receive dividends on your checking account balance when you open a University Checking Account and complete a few simple steps.
Learn More about University Checking Account

Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
Find a branch Click on Find a location near you

Leaving University Credit Union Website

You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.