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Share Insurance - Los Angeles, California, United States

Share Insurance

Your UCU account is federally insured and protected.
Fully insured for your peace of mind- Los Angeles, California, United States

Fully insured for your peace of mind

University Credit Union share deposits are federally insured through the National Credit Union Administration (NCUA) in the National Credit Union Share Insurance Fund (NCUSIF). The fund is backed with the full faith and credit of the United States Government. Share accounts in federally insured credit unions are insured to at least $250,000, IRAs are insured separately to $250,000.

Is my money safe in a credit union?

UCU is a state-chartered credit union, which means deposits are covered by National Credit Union Share Insurance Fund (NCUSIF) protection. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. Watch the video below for more info on how the NCUA protects you.

Share insurance account ownership types

Single account? Joint account? Revocable Trust or Retirement account? It's all insured, to at least $250,000 by the NCUA and the full faith and credit of the United States government. Learn more in this video below.
NCUA protection Blank
What is insured by the NCUA?
  • Savings Accounts
  • Checking Accounts
  • Share Certificates
  • Money Market Accounts
  • Retirement Accounts (IRAs)
  • Trust Accounts
What is not insured by the NCUA?
  • Mutual Funds
  • Annuities
  • Non-Deposit Investments

Have questions about maximizing your insurance coverage?

Options are available for additional share insurance coverage depending on the account type. Contact us with any questions.

UCU is committed to you

We want to reassure you that we are financially strong and your deposits with us are safe, secure, and insured. Our member-owners are at the heart of every decision we make, and we remain committed to putting your safety, security, and needs above all else.

Frequently asked questions

Relevant resources

Calculators

Calculators

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Learning center

Gain a wealth of knowledge on subjects such as 529 plans, college financing, mortgages, and estate planning.
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Forms

From membership and loan applications to direct deposit and stop payments, our forms are conveniently available online. 
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