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Make your money work for you

Whether you’re saving for a rainy day, a special purchase, or simply want to build your savings, a UCU money market account offers you the security, accessibility, and growth you deserve.

 

Enjoy the benefits of higher yields on larger balances with a money market deposit account. Add money anytime to keep your account growing and make unlimited in-person withdrawals.

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Benefits of a money market account

Grow your money quickly and enjoy the flexibility of easy access to your funds with a UCU money market account. Benefits of UCU money market accounts include:

 

  • Low $2,500 minimum balance requirements to start earning dividends
  • Dividends calculated daily and posted monthly (rates subject to change)
  • All accounts are insured, up to $250,000, by NCUA
  • Competitive money market rates to suit your specific needs
  • Unlimited in-person withdrawals and six electronic withdrawals per cycle
Become a member-owner about Benefits of a money market account

More ways to save and earn

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Savings accounts

A traditional savings account is a solid start towards saving for your future. Open a University Credit Union savings account today and start building towards your short—and long-term goals.

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Savings accounts
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Certificates

A certificate lets you choose the length of your savings term and interest rate. You can open a certificate with a minimum $500 deposit and choose from term lengths between 6 and 60 months. 

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Certificates
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Individual Retirement Accounts

Invest in tomorrow. Our Traditional and Roth IRA options make securing a brighter future possible. Designed to help you achieve your retirement goals, they offer helpful tax advantages and steady growth over time.

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Individual Retirement Accounts

Frequently asked questions

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Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

Learn more about your finances.

Our financial resources center includes plenty of easy-to-use, interactive, and dynamic learning tools to help you better manage your own money. Start learning today.
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Pay less, earn more

At University Credit Union, your financial advantage is our core focus. We offer competitively low rates on loans and credit cards and high rates on money market accounts and IRAs.
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