Make your money work for you
Whether you're saving for a rainy day, a special purchase, or simply want to build your savings, a UCU money market account offers you the security, accessibility, and growth you deserve.
Enjoy the benefits of higher yields on larger balances with a money market deposit account. Add money anytime to keep your account growing and make unlimited in-person withdrawals. That's banking that just makes sense!
Read More + Click Read More Benefits of a money market account
Grow your money quickly and enjoy the flexibility of easy access to your funds with a UCU money market account. Benefits of UCU money market accounts include:
- Low $2,500 minimum balance requirements to start earning dividends
- Dividends calculated daily and posted monthly (rates subject to change)
- All accounts are insured, up to $250,000, by NCUA
- Competitive money market rates to suit your specific needs
- Unlimited in-person withdrawals and six electronic withdrawals per cycle
More ways to save and earn
Frequently asked questions
Need more information?
- How does a money market account work? Click On How does a money market account work? A money market account works much like a savings account but has a few key differences, including a higher minimum balance and a more competitive interest rate. University Credit Union offers multiple ways to save money that fit your financial lifestyle.
- What is the minimum balance to earn with a money market account? Click On What is the minimum balance to earn with a money market account?
UCU money market accounts earn interest with a $2,500 balance, at a higher rate than with a traditional savings account. Explore our rates today.
- Can I withdraw money from a money market account? Click On Can I withdraw money from a money market account? University Credit Union allows unlimited in-person money market withdrawals and up to six electronic withdrawals per statement cycle.
- Is a money market account or a certificate better for my needs? Click On Is a money market account or a certificate better for my needs? A money market account allows you to withdraw money without penalty (aside from losing interest on a low balance). With a certificate, you'll pay a penalty if you withdraw money early, but you could earn a higher interest rate. Learn more about University Credit Union certificates today.
- Are money market accounts subject to taxes? Click On Are money market accounts subject to taxes? Interest earned on a money market account is subject to taxes unless funds are invested in a municipal bond or a similar tax-exempt investment. Talk to one of our certified financial experts to help you choose your smart investments.
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
Learn more about your finances.
Our financial resources center includes plenty of easy-to-use, interactive, and dynamic learning tools to help you better manage your own money. Start learning today.
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At University Credit Union, your financial advantage is our core focus. We offer competitively low rates on loans and credit cards and high rates on money market accounts and IRAs.
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