
Savings Rates
Build a rock-solid foundation.
Minimum Balance To Earn Dividend | Dividend Rate | Annual Percentage Yield (APY*) | Account Name |
---|---|---|---|
High Yield Savings2 | $2,500 | 3.445% | 3.50% |
Regular Savings1 | $25 | 0.150% | 0.150% |
*APY = Annual Percentage Yield.
1A $25 minimum share savings balance is required to earn dividends. Rates subject to change without notice.
2APY is accurate as of 1/1/25 and subject to change or end at any time. Dividend rate is 3.445%. Minimum opening deposit is $5. Minimum balance required to earn APY is $2,500.00. The High Yield Savings Account is a tiered rate account. 0% APY for a balance less than $2,500.00 and 3.50% APY for balances $2,500.00 and more. The APY for each balance tier is variable and is subject to change after the account is opened. High Yield Savings Account is only available for new money deposited to UCU. New money is money not currently or previously held in a UCU account.