Holiday closing reminder: UCU locations will be closed Saturday, July 4 for Independence Day.
Savings accounts
Make every dollar count with a customized savings account that maximizes your money and minimizes your worries. Optimize your savings with top-tier rates and the personalized service.
Whether you're taking your first steps toward financial independence or already have a solid foundation, UCU has the perfect savings account to support your journey.
Discover the difference of a savings account
Types of savings accounts
Money Market
Kick your savings into high gear. Get more from your savings with a Money Market Account. Discover the ideal solution for those seeking big returns, flexible access, and peace of mind from a savings account.
Money Market
Certificates
Supercharge your returns. Grow your savings with certainty at a higher fixed rate with a UCU certificate. Our competitive certificate options are ideal for long-term goals where your money grows uninterrupted with guaranteed returns.
Certificates
Individual Retirement Accounts
Invest in tomorrow. Our Traditional and Roth IRA options make securing a brighter future possible. Designed to help you achieve your retirement goals, they offer helpful tax advantages and steady growth over time.
Individual Retirement Accounts
UCU members can open a new Savings Account directly in their digital banking dashboard! If you are not currently enrolled in digital banking, registering online is quick and easy. You can also open an account over the phone at 800.UCU.4510.
University Credit Union’s high-yield savings accounts offer competitive interest rates to help boost your savings significantly. They’re ideal for building towards your long-term financial goals and maximizing the return on your savings.
We offer competitive dividend rates on money market, IRA, college savings, and other savings accounts.
A primary share account at University Credit Union is your main savings account. Opening a primary share account only requires $5.00 and means you are automatically a member-owner with an ownership share in our credit union.
Opening a high-yield savings account does not impact your credit score. It’s a smart, safe choice, for anyone looking to invest in their future. Open one today with University Credit Union and start earning top-tier returns.
Opening a savings account at University Credit Union is simple and fast. Begin online or visit one of our Advisory Centers, then deposit your money, watch it grow, and start making a difference in your financial life. Visit our website or contact us directly for personalized assistance.
Effortlessly estimate savings, budgets, and retirement needs so you can plan your financial future effectively.
Build a healthy financial portfolio with tools and tips curated by certified financial experts in our Learning Center.
Upgrade your credit-building skills with helpful tools and practical strategies to enhance your score.
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students, alumni, and direct family of UCLA, Pepperdine University, Loyola Marymount University, Saint Mary's College, UC Davis, UC San Diego, Georgia Tech, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking. Click here for full eligibility and membership options.
*Early access to direct deposit funds is dependent on the timing of the submission of the payment file from the payer. Generally, these funds are available on the day the payment file is received, which may be between two and six days earlier than the scheduled payment date.
Get ready for a financial advantage with competitive dividend rates offered by University Credit Union. Our top-notch savings account rates will empower your early savings habits and shape your financial future.
Our Mastercard® debit cards provide easy access to your funds, no matter where you "are.." Unleash the power of convenience and control, coupled with state-of-the-art security measures, redefining everything you know about debit cards.
