Wire transfers
Benefits of wire transfers
Offering unparalleled speed, reliability, and security, wire transfers facilitate the seamless movement of funds across borders. UCU makes moving money domestically or globally quick, easy, and cost-effective.
- Safer and more secure than a check
- Ability to transfer very large sums
- Domestic and international wires can be processed quickly
- Outgoing wires can be completed the same day in some cases
- Can request a wire transfer online via phone or in-person
Outgoing domestic wire transfers
- Name of bank or credit union forwarding to, if applicable
- ABA or Routing & Transit Number
- Financial Institution Address
- Beneficiary Account Number
- Name of Beneficiary
- Beneficiary Address
- Reference or Special Instructions (e.g. escrow number, if needed)
- Purpose of Wire (REQUIRED)
Outgoing international wire transfers
- Name of bank or credit union forwarding to, if applicable
- Bank ID Number (routing, SWIFT or BIC code)
- Financial Institution Address
- Beneficiary Account Number
- Name of Beneficiary
- Beneficiary Address
- Reference or Special Instructions (e.g. escrow number, if needed)
- Purpose of Wire (REQUIRED)
- Additional beneficiary information for outgoing international wires about Additional beneficiary information for outgoing international wires
If the country you are sending an international wire transfer to is one of the following in the European Union or the United Kingdom, you will need to provide additional beneficiary information, including the IBAN (International Bank Account Number):
Austria, Belgium, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom.
Please ensure you provide plenty of lead time if you need the money delivered on a specific date.
- Incoming wire transfer information about Incoming wire transfer information
Please keep the following information handy to receive incoming wires to your UCU account.
Receiving Bank Information:
Catalyst Corporate Credit Union
Plano, Texas
ABA# 3119-9051-1
For Credit To:
University Credit Union
Account # 322079502
For Final Credit To:
Member's Name
Member's Account Number (must specify suffix for deposit: savings = 0000; checking = 2000)
Member's Address
All wires must be sent in U.S. dollars only. For questions about incoming wires, please call a UCU representative at 800.UCU.4510.
Frequently asked questions
- How much does University Credit Union charge for a wire transfer? Click On How much does University Credit Union charge for a wire transfer?
The cost of sending a wire transfer from UCU depends on whether the transfer is international or domestic.
- Domestic - $25.00
- International - $66.00
- How do UCU wire transfers work? Click On How do UCU wire transfers work?
Wire transfers enable money to be sent electronically between two financial institutions. Senders can authorize a domestic wire transfer via digital banking by calling UCU or filling this form out online.
- How fast is a wire transfer through University Credit Union? Click On How fast is a wire transfer through University Credit Union?
Many domestic or international wire transfers can be completed on the same business day if all necessary information is provided, we are able to complete the necessary verification, and the request is made before the outlined cutoff times.
- What is the difference between a domestic and an international wire transfer? Click On What is the difference between a domestic and an international wire transfer?
Mostly, there is no difference. An international wire transfer may take a little longer to complete because of the additional information you have to provide.
Check our fee schedule for more information.
- How secure are wire transfers made through UCU? Click On How secure are wire transfers made through UCU?
At University Credit Union, security is a priority. We use encryption, data collection, and other methods to ensure all your transactions are secure. We also provide education on protecting yourself from common scams involving money transfers.