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IRA Certificate Rates - Los Angeles, California, United States

Save for short- or long-term goals with a competitive and guaranteed dividend rate with a UCU IRA Certificate

At UCU, you have multiple options and you'll always know exactly what dividend rate you'll receive during the term.

IRA Certificates*

*Rates effective as of April 9, 2024 and subject to change without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings.

IRA Certificate Rates

Account Type Minimum Balance To Earn Dividends Dividend Rate Annual Percentage Yield (APY*)
6-Month
$500
1.687%
1.700%
12-Month
$500
1.884%
1.900%
24-Month
$500
1.638%
1.650%
36-Month
$500
1.638%
1.650%
48-Month
$500
1.638%
1.650%
60-Month
$500
1.638%
1.650%
*APY = Annual Percentage Yield. Rates subject to change without notice.

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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

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