Apple Pay®
Stop reaching for your wallet. Apple Pay makes shopping easier and more secure than ever. Pay with your iPhone® for safer, easier checkouts. Store and save your cards digitally in the Passbook® app, and shop at thousands of national participating retailers--in person and online.
Check out the perks
- Complete purchases at participating stores and businesses by placing your finger on the Touch ID® sensor while holding your iPhone near a contactless card reader.
- Compatible for online transactions on select apps with iPads.
- Apple Pay is 100% free! Standard message or data rates may apply via your wireless provider.
- Remain anonymous-- protect your identity and card numbers from cashiers and onlookers.
- Each Apple device contains its own individual Device Account Number, separate from your actual card numbers.
Ready to set up Apple Pay?
- Update your Apple device by downloading the most recent version of iOS.
- Enter your card by taking a picture with your device, or you can enter its data manually.
- After opening the Wallet app, swipe down and tap the plus sign to add a new card.
- Already have a card stored in iTunes? You'll have the option to add it to Passbook.
- Take a picture of your card or enter its data manually
- Look for the Apple Pay logo at participating retail locations and pay directly from your device.
Frequently asked questions
- What is Apple Pay? Click On What is Apple Pay? Apple Pay allows you to pay for your purchases with your iPhone by holding it near a contactless reader at participating merchants.
- How do I add my cards to Apple Pay? Click On How do I add my cards to Apple Pay? On your iPhone or iPad, access the Settings app, scroll down to Wallet & Apple Pay. Enter your cards by tapping “Add Credit or Debit Card.” You can then use your camera to enter your card or type the information in manually.
- When I add my card to Apple Pay it doesn’t look like the card in my wallet. Why? Click On When I add my card to Apple Pay it doesn’t look like the card in my wallet. Why? Apple Pay uses a graphical representation, not an exact replica of your card.
- When I use the camera to add the card, the card details are not showing correctly. What do I do? Click On When I use the camera to add the card, the card details are not showing correctly. What do I do? In the event your card cannot be captured by your iPhone through your camera, proceed with entering in all of the required fields manually. This will also process and add your card normally into Apple Pay.
- How do I change my default card? Click On How do I change my default card? The credit or debit card associated with your iTunes account or the first card you add to the Wallet is your default card. To change your default card:
- Go to Settings > Wallet & Apple Pay
- Tap Default Card
- Choose a new card
- How do I pay with a card other than my default card? Click On How do I pay with a card other than my default card?
- Position your iPhone close to the contactless reader without placing your finger on the Touch ID button. After your iPhone wakes up, your default card will appear on your screen.
- Tap your default card to display a list of available cards, then tap the card you want to use.
- Position your finger on the Touch ID sensor and hold your iPhone close to the reader to complete your transaction. Some stores may also ask you to sign a receipt, depending on the transaction amount.
- Are my payments safe with Apple Pay? Click On Are my payments safe with Apple Pay? Yes. When you use Apple Pay your card number isn’t stored on your iPhone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.
- How are my privacy and personal information protected? Click On How are my privacy and personal information protected? Since Apple Pay doesn’t store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.
- Am I able to opt out of Apple Pay at any time? Click On Am I able to opt out of Apple Pay at any time? Adding your credit or debit cards to Apple Pay is your choice; you can add or remove cards when needed. To remove a card, go to Apple Pay tap on the card, tap the “i”, then tap "Remove Card."
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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
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