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University of California San Diego

We’re excited to exclusively offer official Triton Credit and Debit Cards for the UC San Diego community!

Our official Triton Rewards Credit Card features an iconic image of the Geisel Library on the UC San Diego campus, making it an ideal way to show your school pride. With no annual or foreign transaction fees, our official Triton Rewards Credit Card will allow you to earn an unlimited 2 points per every $1 spent1 on qualified purchases, making it the perfect card for your everyday spending. You'll be able to redeem your points for travel, gift cards, merchandise, Mastercard® prepaid cards, eCertificates for various merchants, and more.

 

You can also show your school spirit when you open an account and select the official Triton Debit Card in your online application.

 

Our University Checking Account is loaded with features to help you earn more. Earn up to 5.00% APY2, automatic ATM fee reimbursements up to $25/month3, loan rate discounts of 0.25% APR4 with auto pay on personal and auto loans, and more.

 

UCU's core purpose is to give members a financial advantage, along with the promise to advocate, educate, and innovate, to better serve the university community. Not only are we your financial partner, but we look forward to supporting the university in all its endeavors.

We'd love to partner with your campus group, event, or special program!

We're here to enrich our University Communities. Interested in working with us? Contact our Growth Team today.

*UCU guarantees that our lowest loan rates for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global. 

 

1APY = Annual Percentage Yield. To earn up to 5.00% APY, members must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends. 

 

Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval. 

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