UC Irvine
Giving UC Irvine Athletics a financial advantage
University Credit Union's sole focus since its founding in 1951 on the UCLA campus has been to serve the university community exclusively. We're excited to expand our UC family and welcome the Anteaters to UCU. It's with great honor that we partner with the University of California, Irvine Anteaters to offer you unparalleled products and services.
Official Anteater Debit Card
Look for us on the field or court. Not only are we your financial partner, but we're excited to support UC Irvine Athletics and be part of the energy!
Become a member today! Click here to join.
We'd love to partner with your campus group, event, or special program!
We're here to enrich our University Communities. Interested in working with us? Contact our Growth Team today.
Committed to the University Communities
One of the biggest benefits of banking with your brain at UCU is access to our full breadth of financial expertise no matter where you're located. We serve multiple University campuses and have a national footprint since our alumni are in every state in the nation and across the world. Even with our global presence, our experts come together as one University team to deliver highly personalized service.
Universities are our sole focus and we've been doing it since 1951. As a not-for-profit financial cooperative, we're looking out for the best interest of just one person - you. And we're here to give you a financial advantage.
*UCU guarantees that our lowest loan rates for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global.
1APY = Annual Percentage Yield. To earn up to 5.00% APY, members must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.
Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.