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RV Loan Rates
| Vehicle Type | APR* as Low As | Minimum Loan Amount | Term in Months |
|---|---|---|---|
| New & Used RVs, ATVs, & Travel Trailers | 11.49% | $7,500.00 | Up to 36 |
| Blank | 12.99% | $10,000.00 | 60 |
| Blank | 13.24% | $15,000.00 | 72 |
| Blank | 13.49% | $25,000.00 | 84 |
| Blank | 13.74% | $50,000.00 | 96 |
| Blank | 13.99% | $50,000.00 | 120 |
| Blank | 14.24% | $100,000.00 | 180 |
Rates current as of November 4, 2025. Rates subject to change without notice.
Frequently asked questions
- Does UCU refinance RV loans? Yes! As long as you are refinancing an RV loan that is not originally from UCU, you could save big when you refinance with us. Contact a loan officer to get started.
- What type of RVs can I finance with a recreational vehicle loan? We offer financing for campers, trailers, four-wheelers, RVs, and many other vehicles. Curious if your dream recreational vehicle will be covered? Contact us for a quote today.
- How do RV loan rates impact my buying choices? Your RV loan rates will be higher or lower depending on a variety of factors. Your final RV loan rate may significantly impact down payments, budgets, and overall closing costs.
Resources from University Credit Union
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*APR = Annual Percentage Rate. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, loan-to-value, age of collateral, as applicable) and may be higher than the lowest rates advertised. Lowest rates advertised are based on an established member’s loan with a term of 36 months or less, LTV (loan to value) of 70% or less and assumes a UCU Automatic Payment method (Includes an Automatic Payment discount of 0.25% from a UCU Account only.) and includes a 0.25% Repeat Borrower discount. Rates are higher for LTV over 70% and/or terms greater than 36 months.