
Beware of scams! UCU will never call and ask for sensitive information. If you're ever unsure who you're speaking with, hang up immediately and call us at 800.UCU.4510.


Part of giving you a financial advantage is ensuring your information stays safe
How fraud text alerts work
-
Reply "Yes" if the transaction is valid
OR
Reply "No" to block the unauthorized transaction
- If you reply "No," the card will be blocked from further transactions and we ask you contact us at 800.UCU.4510 to ensure a resolution
Frequently asked questions
- Why would I receive a text message or phone call?
We are working 24/7 to protect your card. If any activity appears suspicious, you may receive a text message or phone call from our Card Fraud Prevention team.
- If I receive a text or call, will the purchase still go through? If you receive a text or call, that means your purchase was stopped. If you let us know you were trying to make the purchase, then you’ll be able to attempt making the purchase after we’ve confirmed with you it is legitimate.
- How long after I confirm it’s me can I use my card? Once the purchase is confirmed, you should be able to make the purchase again within less than a minute.
- What if I do not confirm the purchase or indicate it’s not me? Your card will be blocked and we ask you to call us at 800.UCU.4510 so we can assist you in obtaining a new card and making sure no other transactions posted to your account.
- What will the text message look like? Here are the possible SMS conversations. NOTE: “Sample FCU” will be replaced with “UCU”.
- How will I know this is a legitimate text message from UCU?
There are a few things that you will want to take note of.
You should see “UCU” at the beginning of the first text message.
The number in the text message should be 888.241.2440.
We will NEVER ask you to send us any personal information including your card number, phone number, social security number, or PIN via text message.
- From what phone number or short code will the text come from? Unfortunately for security purposes we are unable to disclose that information. If in doubt, please call us directly at 800.UCU.4510.
- What if I opted out accidentally or decide afterwards that this is a good thing to continue? If you want to opt back in, please call us at 800.UCU.4510 and one of our team members can assist you.
- Will the text message be in addition to a phone call? If you receive a text message and you do not respond within 5 minutes, you may receive a phone call.
- What are the hours for text messages? Text messages can be initiated 24 hours a day. An after hours phone number will be provided in the event you would like to contact us immediately.
- If I receive a phone call, what are the hours for calls? Calls will only be made to your phone between 8am and 9pm, based on your local time zone.
Concerned you're a victim of fraud?
Resources from University Credit Union
Monthly Budget Guide
Having a budget for your finances can help ensure you are able to afford your next auto loan.
Search for the right vehicle
Car buying just got easier with our auto buying services. Use one of our four services to make your next car purchase quick and easy.
Get financial counseling
Take advantage of this service to help you achieve your financial goals.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.