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Personal Loans - Los Angeles, California, United States

Personal loans

Reach your financial goals sooner with a personal loan. Use the funds to cover expenses, pay down debt, or take that vacation you've been dreaming of.
Simplify your life with a personal loan - Los Angeles, California, United States

Simplify your life with a personal loan

  • Borrow as little as $500
  • Get your money in a convenient lump-sum payment
  • Enjoy a fixed APR* and consistent monthly payments
  • Choose the ideal timeline to make your repayments
  • Get up to a 0.50% APR discount1

Personal loan features

  • Competitive, fixed APR
  • Various repayment terms available
  • Receive all your money upfront
Interest Rate Terms
As low as 9.74% APR
Up to 60 Months
What personal loans are for - Los Angeles, California, United States

What personal loans are for

  • Paying down or consolidating your debt
  • Covering unforeseen expenses like car repairs and health care bills
  • Paying for a vacation, wedding, or another event

Getting started is easier than you might think

You can complete the whole loan process anytime, anywhere!
step 1

Step 1

Fill out our easy online application.
Step 2

Step 2

UCU reviews your application.
Step 3

Step 3

Once approved, your funds will be directly deposited into your account
Get Started about Getting started is easier than you might think

Frequently asked questions

Latest resources

Financial tools

Financial tools

UCU provides educational modules to make you an expert in budgeting, home loans, retirement, and more.
Learn more about Financial tools
Account services

Account services

Enjoy free ATMs nationwide, secure domestic and international wire transfers, and access convenient digital banking.
Learn more about Account services
Enjoy digital banking

Enjoy digital banking

You can access all your accounts anytime, anywhere, saving time and helping you operate more efficiently.
Learn more about Enjoy digital banking

The customer service is the best there is. It is so wonderful to work with a financial institution that treats you as a person. They have been most helpful in resolving any issues with our accounts. The whole family banks here and wouldn't have it any other way.

– Judith D

    Giving our University Communities a financial advantage
    University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

    *APR = Annual Percentage Rate. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, as applicable) and may be higher than the lowest rates advertised. 

     

    1Rate with Automatic Payment from a University Checking Account may be discounted by 0.25% APR as long as the rate does not fall below 9.74%. Credit Cards, HELOCs, and mortgages are excluded. Repeat Borrower discount of 0.25% can also be applied based on minimum 6 months of positive UCU loan repayment history. 

    Personal Line of Credit

    Pay interest only for funds you actually use with a UCU Personal Line of Credit.
    Learn more about Personal Line of Credit

    Consolidation Loans

    Combine your debt into one monthly payment with a competitive interest rate with a consolidation loan.
    Learn more about Consolidation Loans

    Find a location near you

    You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
    Find a branch Click on Find a branch

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