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Financial Services - Los Angeles, California, United States

Financial Services

Maximize your wealth with our investment and insurance financial services paired with expert guidance and tailored solutions.

Elevate your financial journey with insurance, investment services, and financial advice from UCU. There is no better time than now to protect and build your finances.  After all, your financial success is our number one priority.   
University Insurance - Los Angeles, California, United States
UCU partners with TruStage to provide various insurance options. Whether you are looking for property insurance, auto coverage, or life insurance, you'll find the coverage you need and the service to back it up. With over 80 years of experience serving credit unions and their members, you can trust that TruStage will help you protect what matters most.
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Debt Protection - Los Angeles, California, United States
Have you considered what would happen if you lost your job or could not work due to injury or unexpected life circumstances? UCU's debt protection program could help safeguard your finances from various life-changing scenarios. Enroll in debt protection today to protect yourself, your family, and your finances.
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Latest Resources

Rates

Rates

Review our competitive rates and find the perfect products and services that fit your unique needs. Make informed decisions, maximize your potential, and gain a financial advantage.
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Video Chat

Video Chat

Conveniently connect with our team via video chat to open an account, inquire about products, learn more about University Investment Services, and much more. 
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Find Locations

Find Locations

For personalized service and one-on-one assistance, visit one of our advisory centers or make an appointment with one of our experts at a banking hub near you. 
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Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

1APY = Annual Percentage Yield. To earn up to 5.00% APY, member must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.

 

Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.

 

2APR = Annual Percentage Rate. Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. The maximum annual percentage rate for a UCU Credit Card is 23.99% APR. Rates current as of November 8, 2024, and are subject to change based on market conditions and borrower eligibility.

Bank with UCU

Bank with UCU and enjoy a comprehensive suite of banking products and services including savings accounts, credit cards, checking accounts, special certificate offers, and treasury management services. With over 70 years of experience serving the university community, you can trust in UCU to give you a financial advantage.
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Get Loans with Lower Rates and Fees 

University Credit Union offers low-interest loans for any investment. Whether you are looking for a personal loan, student loan, auto loan, home mortgage, or credit card, UCU offers excellent rates and flexible loan terms.
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Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
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