Skip to main content
Click on Close
Due to scheduled maintenance, digital banking will be unavailable on Sunday, December 8 from 4-10AM PST. We apologize for any inconvenience.
24/7 digital banking at your fingertips

24/7 digital banking at your fingertips

Unlock instant access to your accounts, with infinite possibilities. UCU's digital banking platform makes on-the-go banking possible, with seamless and secure financial management, wherever you go. Enroll today!
Whether you're grabbing a coffee, catching a flight, or relaxing at home, you'll save time with our suite of digital banking solutions, designed to enhance your financial well-being. From your phone, tablet, or computer, effortlessly manage your accounts, transfer funds, pay bills, and explore powerful tools that will enable you to reach your financial goals.
Read More + Click Read More

Benefits of UCU’s digital banking

Leverage the power of digital banking and embark on a journey of financial empowerment. Enroll in just a few easy steps and you'll instantly be able to bank better, faster, and more seamlessly.

 

  • 24/7 access to your accounts allows for real-time monitoring
  • A personalized dashboard populated with all your accounts and loans
  • Customizable, real-time alerts you control
  • Remotely deposit a check in just a few taps
  • Move money effortlessly between your accounts
  • Send money to other UCU member-owners
  • Send money with our person-to-person (P2P) payment tool
  • Send domestic wire transfer requests directly from your phone
  • Apply remotely for a new deposit account or a loan
  • Keep tabs on your credit, analyze your spending, monitor your earnings, and more with a suite of financial wellness tools

Top-tier digital banking services 

Control all card use across accounts - Los Angeles, California, United States

Card Manager

You're in control with our comprehensive card management tool. Schedule travel notices, set customized alerts, lock or unlock your cards, and more with Card Manager.
Learn More about Card Manager
Start using Mobile Check Deposit today - Los Angeles, California, United States

Mobile Check Deposit

Cross one more thing off your list with Mobile Check Deposit on the UCU mobile app. Simplify the way you handle your finances, depositing your funds in minutes from your smartphone.
Learn More about Mobile Check Deposit
Never pay a bill late again - Los Angeles, California, United States

Bill Pay

Long gone are the days of mailing in payments or logging in to multiple utility accounts every month. Pay your bills conveniently in one place, saving time and effort.
Learn More about Bill Pay
Check your recent banking history - Los Angeles, California, United States

eStatements

Embrace a greener way to manage your finances when you enroll in eStatements. Verify items in your banking history electronically, without digging through stacks of paper statements.
Learn More about eStatements
Check your credit score daily - Los Angeles, California, United States

Credit Journey

Credit Journey is your handy companion for monitoring, analyzing, and setting.
Learn More about Credit Journey
A more rewarding way to shop - Los Angeles, California, United States

UCU CashBack+

Discover UCU CashBack+, our exclusive gift card marketplace. Receive cash back with any gift card purchase, up to 20% of the card's value!
Learn More about UCU CashBack+
Navigate our online tools - Los Angeles, California, United States

How-to videos

Master digital banking with our helpful how-to videos. From registering your account to setting up Bill Pay, our video tutorials make navigating our platform a breeze.
Learn More about How-to videos
Checkout in an instant - Los Angeles, California, United States

Click to Pay

Swift and secure online checkout, in just a click. Click to Pay simplifies online shopping by storing your unique payment information safely, so you can access it wherever you shop online.
Learn More about Click to Pay
How to get pre-qualified and pre-approved for a mortgage

How to get pre-qualified and pre-approved for a mortgage

Read more about How to get pre-qualified and pre-approved for a mortgage
Avoiding Online Scams in the Digital Age

Avoiding Online Scams in the Digital Age

Read more about Avoiding Online Scams in the Digital Age
6 Steps for Smart Credit Management

6 Steps for Smart Credit Management

Read more about 6 Steps for Smart Credit Management
Student Loan Debt Consolidation 101

Student Loan Debt Consolidation 101

Read more about Student Loan Debt Consolidation 101
How Home Equity Lines of Credit (HELOCs) Work

How Home Equity Lines of Credit (HELOCs) Work

Read more about How Home Equity Lines of Credit (HELOCs) Work

Latest resources

Royce

Royce

Royce, our online virtual assistant, can answer questions, perform basic transactions, and even walk you through a loan application. 
Learn More about Royce
Keeping your data safe

Keeping your data safe

Fight fraud before it begins. Protect your personal information with robust security measures and data safety tips.
Learn more about Keeping your data safe
Predict what you’ll pay

Predict what you’ll pay

Calculate payments for college, set your house-hunting budget, or determine how much you'll need to save for retirement.

Learn more about Predict what you’ll pay

Credit cards

UCU credit cards

Want a credit card that was made for you? We've got it—plus competitive rates and perks you won't find anywhere else.  Explore our Cash Back, Rewards, University Credit Card, and more to find the one that's right for you.
Learn More about UCU credit cards

We're invested in your financial wellness

UCU is deeply committed to helping you stay financially fit and make smart choices, offering personalized services and solutions to help you achieve your goals.
Learn More about We're invested in your financial wellness

Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
Find a branch Click on Find a branch

Leaving University Credit Union Website

You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.