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Fixed-rate mortgages deliver homeowner potential

Fixed-rate mortgages deliver homeowner potential

Experience the joys and benefits of homeownership with a fixed-rate mortgage that puts your dream home within reach. Lock in your interest rate today and enjoy consistent monthly payments. 
UCU's fixed-rate mortgages are rock-solid. Your rate is protected from rising interest rates, so you get a stress-free mortgage and more time and money to spend on what you want. Unlock the door to your new life by starting your journey to homeownership today! 
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Benefits of a fixed-rate mortgage - Los Angeles, California, United States

Benefits of a fixed-rate mortgage

Your future deserves a solid foundation. A fixed-rate mortgage could be your golden ticket to owning a home sooner than ever.
  • Competitive interest rates 
  • Flexible term lengths (ranging from 10-30 years) 
  • Conforming loans for amounts up to $647,200 
  • Jumbo or high-interest loans for amounts  $1 over national conforming loan limits 
  • Predictable mortgage payments for greater peace of mind 

Fixed-rate mortgage loans

No surprises here. With a fixed interest rate, your mortgage payment is predictable and consistent.
Flexible adjustable interest rates

Flexible adjustable interest rates

Flexible enough to fit your financial goals, adjustable-rate mortgages let you leverage future lower rates.
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Choose your loan term

Tailor your mortgage to your needs with flexible loan terms ranging from 10 to 30 years. Choose a shorter loan term to save thousands in interest or a longer loan term for lower monthly payments.

  • 10 year
  • 15 year
  • 20 year
  • 25 year
  • 30 year

Mortgage loan originator and servicer information

  • Mortgage loan originator information about Mortgage loan originator information

    The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires credit union mortgage loan originators and their employing institutions, as well as employees who act as mortgage loan originators, to register with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain their registration following the requirements of the SAFE Act. 
     

    University Credit Union's registration is NMLS #409731, and our individual originators' names and registrations are as follows: 
     

    • Merisa Gates - NMLS ID #188870 
    • Estela Nagahashi - NMLS ID #1699957 
    • Miguel Olivares - NMLS ID #2068660 
    • Michelle Pacheco - NMLS ID #662822 
    • Britini Pender - NMLS ID #694308 
    • Sheri Sicka - NMLS ID #809498 
    • Elizabeth Torres - NMLS ID #1757889 
    • David L. Tuyo II - NMLS ID #1152000 

     

    Under the SAFE Act, consumers can access information regarding mortgage loan originators at no charge via www.nmlsconsumeraccess.org. 

     

  • Mortgage loan servicing information about Mortgage loan servicing information

    Requests for information related to or resolution of an error or errors in connection with an existing mortgage loan must be made in writing via the U.S. mail to:

    University Credit Union/TruHome 
    Member Service Department 
    9601 Legler Rd. 
    Lenexa, KS 66219 

      

    Mortgage payments may be sent via U.S. mail to: 

    University Credit Union/TruHome 
    PO Box 219958 
    Kansas City, MO 64121-9958 

      

    Contact TruHome by phone during business hours at: 

    855.699.5946 
    5 am - 6 pm PST Monday-Friday, 6 am - 11 am PST Saturday 

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